More Money, More Opportunities
College students need to be aware of FAFSA deadlines for federal student aid, including loans, grants, and work-study. The deadline for the 2019-20 school year is June 30, 2020, but states and colleges may have earlier deadlines. For the 2020-21 school year, the deadline is June 30, 2021. Students who have experienced significant changes in income should submit corrections by
This article offers seven simple, actionable steps anyone can take to better manage their money, regardless of income. These include: using Wikibuy to find lower prices online, comparing car insurance rates through SmartFinancial, investing small amounts ($1) in companies like Amazon and Google via Stash, consolidating credit card debt with a lower-interest loan through AmOne, getting paid to watch news clips on MyPoints, checking and improving your credit score with Credit Sesame, and comparing homeowners insurance rates with Lemonade
Amidst feelings of anxiety and uncertainty, the article suggests five constructive financial steps to take from home. These include securing life insurance (potentially up to $1.5 million starting at $20/month), starting an investment portfolio with as little as $1, establishing an emergency fund (potentially boosted by stimulus checks), reducing car insurance costs, and exploring ways to earn extra income from home, such as virtual bookkeeping or completing online surveys.
Pumpkin spice lattes are incredibly popular, generating $500 million annually. To enjoy this fall favorite without overspending, the article suggests several strategies: joining loyalty programs at Starbucks, Panera, and Krispy Kreme; purchasing discounted gift cards; taking advantage of birthday freebies; or making your own PSL or pumpkin spice creamer at home with simple DIY recipes.
A reader is struggling with her boyfriend and mother’s refusal to tip for carside meal service, which bothers her due to her work in the food industry. The advice is to offer a couple of dollars as a tip directly to the server, separate from the bill her boyfriend or mother is paying. If this causes conflict, she should drop the issue, as arguing is unproductive when they are paying. The author emphasizes letting go of worrying about others’ opinions and enjoying the meal.
