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October 7, 2024
By
The Admiral Staff
Many employees are seeing smaller paychecks in 2024 due to significant spikes in health insurance premiums. This is attributed to factors like brokers incentivized to sell pricier plans, insurance companies covering rising healthcare costs, and a backlog of delayed procedures from the COVID-19 pandemic. While employer-sponsored health insurance is legally required to be affordable (less than 8.39% of an employee’s gross income), this doesn’t always help families. The article suggests options like
October 6, 2024
By
The Admiral Staff
This article offers practical tips for reducing common monthly expenses. It suggests performing a DIY energy audit to lower electric bills, switching to a budget-friendly cell phone provider like Tello Mobile, and comparing car insurance rates through SmartFinancial. To tackle credit card debt, MoneyLion can help find lower interest rate offers. For savings, Varo offers higher interest rates and no monthly fees. Finally, the Fetch Rewards app provides gift cards for simply scanning grocery receipts.
October 5, 2024
By
The Admiral Staff
Experiencing a sudden loss of income, whether due to job loss, injury, or separation, can be overwhelming. To navigate this, experts recommend taking these steps: assess your financial situation and look for potential upsides, create a strict budget and cut unnecessary expenses, seek additional income through side jobs or selling unused items, explore available assistance programs, and exercise caution when considering debt – avoiding payday loans. Addressing both the financial and emotional challenges is crucial during this transition.
October 4, 2024
By
The Admiral Staff
The Coronavirus Aid, Relief, and Economic Security (CARES) Act significantly expands unemployment benefits in response to the pandemic. It provides an extra $600 per week to unemployment recipients, extends benefits up to 39 weeks, and for the first time, makes gig workers and freelancers eligible. Existing state benefits range from $213-$546 per week, with an average of $385. The act also includes $1,200 direct payments to most adults
October 4, 2024
By
The Admiral Staff
The article highlights five ways people can potentially earn extra money. These include playing the Solitaire Cash app (potentially winning up to $83 per game), comparing car insurance options with EverQuote (potentially saving $610 annually), consolidating credit card debt with a low-interest loan through AmOne, sharing opinions through surveys on Branded Surveys (earning up to $140/month), and investing in companies like Amazon or Google through the Stash app (starting with as little as
