Author: The Admiral Staff

Surviving Spouses & Debt: What You Need to Know
January 10, 2025 Off

Surviving Spouses & Debt: What You Need to Know

By The Admiral Staff

Whether you’re responsible for your separated husband’s debt depends on your state’s laws (community property vs. common law), whether you’re legally separated, and if your name is on any accounts. Generally, in most states, you are not responsible for debt solely in his name. However, you are responsible for any joint debt where your name appears, like a mortgage or credit card. It’s recommended to check your credit report and take steps to remove yourself from any shared financial

Unlock Your Work-From-Home Potential: 9 High-Paying Virtual Assistant Niches
January 9, 2025 Off

Unlock Your Work-From-Home Potential: 9 High-Paying Virtual Assistant Niches

By The Admiral Staff

Becoming a virtual assistant can be a lucrative way to work from home, offering administrative, technical, or creative support to businesses. Earning potential ranges from $17 to $60+ per hour, depending on specialization. Popular niches include administrative support, transcription, graphic design, digital marketing, technical assistance, customer care, travel planning, language translation, and bookkeeping. Key skills needed include organization, time management, and proficiency in relevant tools. Getting started involves research, acquiring necessary tools, and finding

Beyond the Bottle: Creative Ways to Use Leftover Alcohol
January 5, 2025 Off

Beyond the Bottle: Creative Ways to Use Leftover Alcohol

By The Admiral Staff

The article suggests nine creative ways to utilize leftover alcohol without drinking it, perfect for those participating in Dry January or aiming to reduce alcohol consumption. These include incorporating alcohol into cooking (vodka sauces, wine pairings, beer-infused baked goods, and liquor in savory dishes), using it for household cleaning and maintenance (like polishing fixtures with beer or loosening rusty bolts), applying beer to hair as a nourishing rinse, treating red wine stains with white wine, and even employing beer as a natural slug deterrent in the

Retirement Budget Reset: Secure Your Future Finances
January 2, 2025 Off

Retirement Budget Reset: Secure Your Future Finances

By The Admiral Staff

This article provides guidance for managing finances in retirement. It emphasizes the importance of budgeting, potentially exploring savings challenges, and supplementing income through side hustles like surveys and app testing. Key advice includes withdrawing a prudent 3% annually from retirement accounts, considering Social Security benefits, and planning for healthcare and unexpected expenses. The article also outlines a 9-step process for creating a retirement budget, factoring in taxes, home repairs, and leisure activities.

Beyond the Bargain: Estate Sales, Garage Sales & Quick Cash Ideas
January 1, 2025 Off

Beyond the Bargain: Estate Sales, Garage Sales & Quick Cash Ideas

By The Admiral Staff

This article explores the differences between estate sales and garage/yard sales. Estate sales, often held to clear out a deceased person’s belongings or for downsizing, typically feature higher-quality, valuable items like antiques and fine china, managed by professional companies with market-based pricing. Garage sales, on the other hand, are more casual, featuring a wider range of items at lower prices, usually handled by the sellers themselves. The article also highlights key distinctions like location (estate sales indoors, garage sales