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January 13, 2025
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The Admiral Staff
Buy Nothing groups are local online communities, primarily on Facebook, where people give away and receive items for free. Starting in 2013, these groups have spread nationwide and allow neighbors to share goods, reduce consumer spending, and extend the life of items. Members post items they want to give away, and the first respondent typically arranges a porch pick-up. While the focus is on free items, members are encouraged to give away items as well. Alternatives to Buy Nothing groups include Facebook Marketplace
January 12, 2025
By
The Admiral Staff
The 2025 tax season officially begins January 27th, with employers needing to send W-2 forms by January 31st. Most taxpayers have until April 15, 2025, to file their 2024 tax returns, or request an extension. The standard Form 1040 is now the only individual tax form required. The IRS is offering expanded tools and assistance, including extended hours at Taxpayer Assistance Centers, to simplify
January 12, 2025
By
The Admiral Staff
The author advises “Happy Renting” to ignore the pressure from family to buy a house or land, emphasizing that financial decisions should align with individual priorities and lifestyle. While property values and interest rates are factors, owning a home comes with significant responsibilities and costs. Prioritizing current happiness, travel, and saving is a valid financial strategy, and it’s okay to choose a path that supports the life you want now, even if it’s not the most economically “optimal” one.
January 11, 2025
By
The Admiral Staff
Selling digital downloads offers a low-overhead business opportunity, bypassing the complexities of inventory and shipping. Individuals can sell various digital products, from planner templates and lesson plans to sewing patterns, using free or affordable software like Canva and Seamly. Key steps include identifying a niche, creating high-quality files, and listing products on platforms like Etsy or Gumroad, ensuring clear communication that items are digital. While the market can be competitive, the potential for unlimited sales and no shipping costs makes it an attractive
January 11, 2025
By
The Admiral Staff
Public is a popular, commission-free investing app focused on community and accessibility for beginner investors. It allows trading of fractional shares, ETFs, cryptocurrencies, NFTs, and alternative assets, with a minimum investment of $0. Key features include educational resources, a social media-style feed for sharing investment ideas, and the option to upgrade to Public Premium for advanced insights. Public now offers Traditional and Roth IRAs, margin investing, index options, and a high-yield cash account with a 4
