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September 15, 2025
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The Admiral Staff
Stocking a home bar doesn’t have to break the bank. Experts recommend planning purchases and focusing on the spirits you enjoy most, as the spirit is typically the most expensive part. A basic setup can cost $250-$500, and with a few key tools like a cocktail shaker, Hawthorne strainer, jigger, and bar spoon, you can easily craft cocktails at home. Bartenders suggest balancing cost and quality by having two bottles of each spirit: one for cocktails and one
September 14, 2025
By
The Admiral Staff
A reader struggling to afford alimony payments due to financial hardship is asking if they can seek a modification given their ex-wife’s significant inheritance and improved financial situation. The advice is that spousal support agreements can often be modified when circumstances change, but this depends on state laws and the specifics of the original settlement. Options include reaching an agreement with the ex-wife or pursuing a legal modification through the courts, with an attorney potentially simplifying the process.
September 13, 2025
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The Admiral Staff
A recent report indicates only 22.7% of U.S. high school students receive financial literacy education, highlighting a need for parental guidance. As students approach graduation, whether heading to college or entering the workforce, financial independence is crucial. Experts recommend starting with the basics like banking, budgeting, and understanding credit scores, encouraging teens to establish their own bank accounts, and building credit through options like becoming an authorized user on a parent’s card or obtaining a student credit card. Hands-
September 12, 2025
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The Admiral Staff
This article provides guidance on improving your credit score, emphasizing the importance of credit utilization. It outlines credit score ranges (from 300-850) and details the factors that influence your score: payment history (35%), credit utilization (30%), length of credit history (15%), new credit (10%), and credit mix (10%). The article stresses keeping your credit utilization ratio below 30% to boost your score, offering strategies to achieve this, such
September 12, 2025
By
The Admiral Staff
Several well-known chain restaurants are facing difficulties due to changing consumer preferences, rising operational costs, and lingering effects from the pandemic. In 2024, Denny’s, Hooters, Buca di Beppo, TGI Fridays, MOD Pizza, Rubio’s Coastal Grill, World of Beer, Sticky’s Finger Joint, Tijuana Flats, and BurgerFi have all announced closures or filed for bankruptcy. These closures range from 4 to 150 locations, with factors
