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September 19, 2025
By
The Admiral Staff
The article highlights the rising cost of mental healthcare and the barriers it creates, with over half of Americans not receiving treatment due to affordability. It offers 14 ways to access low-cost or free mental health services, including exploring Medicaid/Medicare, utilizing training clinics, joining support groups, negotiating with providers, and leveraging online resources like telehealth apps. Other options include connecting with spiritual communities, schools, employee assistance programs, LGBTQ centers, and veteran affairs. The article also emphasizes the importance of calling
September 18, 2025
By
The Admiral Staff
This article explores the world of coupon and cashback apps, offering a guide to saving money through online deals and rebates. It differentiates between coupon apps (which find discounts upfront) and cashback apps (which reward purchases later). The piece highlights nine popular apps—Honey, Coupon Cabin, Rakuten, Capital One Shopping, Tada, Fetch, Ibotta, Upside, and Shopkick—detailing their pros, cons, and best uses. It also provides advice on identifying potentially scammy apps and emphasizes
September 17, 2025
By
The Admiral Staff
The article highlights brands offering lifetime warranties, encouraging readers to invest in quality products that save money in the long run. It lists 21 brands with “no strings attached” lifetime warranties (like Cutco knives and JanSport backpacks) and 32 covering manufacturer defects. Alongside these, it provides tips on earning extra cash to afford these items, suggesting platforms like InboxDollars and FreeCash. The article also includes a comprehensive list of other brands with varying warranty lengths, spanning apparel (Eddie Bauer,
September 16, 2025
By
The Admiral Staff
The article explores the debate between store brands and name brands, revealing that store brands often save money due to lower-grade ingredients or manufacturing practices. While not always equal in quality, store brands can be surprisingly comparable, sometimes even identical, particularly for items with strict FDA standards like peanut butter, milk, and cheese. Certain products, such as Kirkland batteries, consistently perform as well as their name-brand counterparts. However, beauty products are often worth the splurge due to potential health concerns, and regional preferences
September 15, 2025
By
The Admiral Staff
Following the federal government’s announcement of student loan forgiveness, the article suggests several steps to improve financial well-being. First, borrowers who continued making payments during the pandemic should seek refunds from their loan servicers. Next, forgiveness is expected to positively impact credit scores, and a tool like Credit Sesame can help monitor and improve them. The freed-up funds can then be used for investments through apps like Stash, allowing small investments in companies like Amazon and Google. Finally, individuals with credit card
