Author: The Admiral Staff

March 3, 2024 Off

Navigating Divorce & Social Security: Disability vs. Early Retirement

By The Admiral Staff

A reader going through a divorce and facing disability is wondering if they can claim Social Security benefits based on their soon-to-be ex-husband’s record. While claiming benefits based on an ex-spouse’s record requires them to be eligible for and receiving benefits, the author advises exploring Social Security Disability Insurance (SSDI) first. Due to the reader’s age (nearly 62) and inability to work, qualifying for SSDI may be easier and result in higher monthly payments

March 3, 2024 Off

Fuel Your Savings: How Upside Pays You to Fill Up

By The Admiral Staff

The Upside app allows users to earn up to 25 cents back per gallon on gas at popular stations, along with savings on groceries and dining out. Users can earn an average of $148 annually by simply claiming offers in the app, paying with a linked card, and verifying their purchase. Earnings can be transferred to a bank account, PayPal, or gift cards.

March 2, 2024 Off

Pop Your Way to Cash: How to Win Real Money on iPhone with Bubble Cash

By The Admiral Staff

Bubble Cash is a free iPhone and iPad app available in Canada that allows players to win real money by playing a bubble-blasting game. Players can earn up to $105 per win in skill-based tournaments, with a regularly scheduled free tournament (“Freeroll”) using in-game gems. While optional deposits can speed up gameplay and offer larger winnings, the app is free to download and play, and winnings can be cashed out via PayPal or Apple Pay.

March 2, 2024 Off

Small Changes, Big Savings: Your Quick Guide to Financial Freedom

By The Admiral Staff

The article advises keeping one to two months of living expenses in your checking account as an emergency fund. Once that’s established, it suggests three steps to grow your money: invest as little as 15 cents through a round-up app like Acorns, compare car insurance rates using a marketplace like SmartFinancial to potentially save hundreds of dollars annually, and secure a life insurance policy (starting around $20/month) through a company like Bestow to protect your family’s financial future

March 1, 2024 Off

The Human ATM: When Family Finances Drain You Dry

By The Admiral Staff

The article, compiled from the “Dear Penny” advice column, addresses the recurring issue of family members financially burdening others. It highlights situations where individuals are pressured to constantly support relatives, leading to strained relationships and financial instability. Examples include a couple struggling to support their parents, a woman facing a decades-long car loan obligation to her daughter, a woman dealing with a jobless husband, a niece living rent-free, and a sister attempting to avoid eviction. The advice emphasizes setting boundaries, recognizing the