More Money, More Opportunities
Many Americans are unaware of their credit utilization, available credit, and how their actions impact their credit scores. A recent survey found only 9% are aware they have multiple credit scores. The article explores this issue by interviewing people and using the Credit Sesame app to demonstrate how to find credit scores and personalized steps for improvement.
Many people are unknowingly losing retirement savings when they leave jobs, as companies may liquidate 401(k) accounts with less than $5,000, resulting in penalties and taxes. To combat this, a coalition of major 401(k) plan administrators like Fidelity and Vanguard are launching a “lost and found” system called the Portability Services Network (PSN), which will automatically roll over these smaller accounts to new employers’ plans (for a small fee). However
Many Americans struggle to cover unexpected expenses, with only 41% having savings to do so. The article suggests building an emergency fund and offers four practical ways to do so: cut car insurance costs using EverQuote (potentially saving $610/year), earn up to $225/month watching movie previews with InboxDollars, consolidate credit card debt with a low-interest loan through AmOne, and explore side gigs to increase income.
Bill pay services automate bill payments via website or app, pulling funds from your account to pay bills on time. Options include Prism (free), Quicken Bill Manager (free or $9.95/month), MyCheckFree (free with potential fees), Doxo (free or $4.99/month), and SilverBills (from $50/month). Benefits include organization, time savings, and avoiding late fees, while drawbacks involve third-party access to accounts and potential overdraft
This article compares CareerBuilder and Glassdoor, two popular platforms for employers seeking to hire. CareerBuilder is a large job search engine with a vast resume database (85 million) and offers tools like analytics, applicant tracking systems, and outsourced candidate screening. Glassdoor, on the other hand, emphasizes employer branding, allowing companies to showcase their culture and receive employee reviews. While Glassdoor boasts a larger monthly user base (50 million), it relies on Indeed.com for job postings and has fewer
