Tag: survivor benefits

February 25, 2024 Off

The Remarriage Rule & Social Security: A Second Chance at Benefits?

By The Admiral Staff

A woman, “Missing Out,” is regretting remarrying before age 60, as it disqualifies her from receiving Social Security survivor benefits from her deceased ex-husband, with whom she shared a lucrative business venture for a decade. While technically legal and sometimes done for financial reasons (a “strategic divorce”), the author advises against divorcing her current husband solely for increased Social Security benefits. She suggests first contacting Social Security to estimate potential benefits and highlights the costs and complications of divorce, recommending

February 4, 2024 Off

Survivor Benefits & Working: Why Your Spousal Payments Might Be Zero

By The Admiral Staff

A woman inquired about receiving survivor benefits from her late husband’s Social Security record, but was told she earned too much to qualify. The article explains that while survivor benefits are available, claiming them before full retirement age (67 in her case) results in a reduced benefit, and that benefit can be further reduced or eliminated if earned income exceeds certain limits ($19,560 in 2022 for those not yet at full retirement age). The author advises her to continue working