Tag: saving strategies

January 9, 2026 0

Stop the Spending: Reclaim Your Finances From Impulse Buys

By The Admiral Staff

To combat impulse buying and save money, the article suggests several strategies. These include creating a detailed budget with room for discretionary spending, setting financial goals and visualizing them, and questioning the necessity of each purchase. Other tactics involve removing saved payment information online, blocking retail sites, unsubscribing from promotional emails, shopping with an accountability partner, limiting cash carried, and implementing a “waiting period” before buying. Recognizing retailer marketing tactics and finding alternative activities to shopping are also recommended. If impulsive buying becomes a

December 29, 2025 0

The Squeeze: How to Afford City Living in a Rising Market

By The Admiral Staff

Across the United States, rising rents and home prices are pricing people out of their cities. To combat this, the article suggests six strategies for aspiring homeowners: boost your credit score, earn rewards on everyday purchases through apps like Fetch Rewards, avoid overpaying online by using price comparison tools, shop around for cheaper car insurance using EverQuote, consolidate credit card debt with a low-interest loan through AmOne, and ultimately, be strategic about saving for a down payment.

March 28, 2024 Off

Cash Homebuying: Is It Possible for the Average Person?

By The Admiral Staff

The article details how to achieve the goal of buying a house with cash, even for those not in retirement or with limited income. It suggests strategies like living with parents to save on rent, aggressively saving by spending less than you earn, and utilizing windfalls like bonuses and tax refunds. Downsizing to a smaller, more affordable home can free up equity, and prioritizing savings over maximizing a mortgage payment can accelerate the cash-buying process. The author emphasizes safe, consistent investment strategies and ignoring conventional “how

July 20, 2023 Off

Cash Homebuying: Is It Possible for the Average Person?

By The Admiral Staff

The article details how to achieve the goal of buying a house with cash, even for those not in retirement or with limited income. It suggests strategies like living with parents to save on rent, aggressively saving by spending less than you earn, and utilizing windfalls like bonuses and tax refunds. Downsizing to a smaller, more affordable home can free up equity, and prioritizing savings over maximizing a mortgage payment can accelerate the cash-buying process. The author emphasizes safe, consistent investment strategies and ignoring conventional “how