Tag: retroactive denial

A reader is facing $10,000 in medical bills after their insurance company retroactively reversed payments, and they’re concerned about the legality and potential consequences. The advice provided is that insurance companies can reverse payments, though time limits apply (six months in Maryland, potentially 18 with coordination of benefits). Appealing the insurance decision and notifying providers are recommended. While private companies require a lawsuit and court order to garnish wages, Maryland is not a community property state, so the reader