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January 8, 2026
By
The Admiral Staff
To ensure your Social Security check is correct, understand that it’s based on your work history (specifically your 35 highest-earning years), age when you start claiming, and potential penalties for claiming early. You can verify your benefit amount and manage your account by creating a “my Social Security” account at SSA.gov, using the online benefits calculator, or contacting the Social Security Administration at 800-772-1213. The article also briefly introduces
November 15, 2025
By
The Admiral Staff
The article outlines ten steps to take when retirement happens unexpectedly due to job loss, health issues, or other unforeseen circumstances. Key steps include securing affordable health coverage (potentially through COBRA or the ACA marketplace), applying for unemployment benefits, creating a detailed budget, reviewing investment portfolios with a professional, and strategically deciding when to access retirement accounts and Social Security. Additional advice includes exploring part-time work, communicating financial changes to family, considering downsizing, and finding fulfilling activities to fill the time and budget accordingly.
October 12, 2025
By
The Admiral Staff
The article identifies the best states for retirement based on financial considerations like taxes and cost of living. It highlights states with no income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) but notes they may have high property taxes. The top 5 overall financially friendly states for retirement are Mississippi (no taxes on Social Security, pensions, IRAs, or 401(k) withdrawals), Arkansas (low cost of living), Tennessee (no
August 14, 2025
By
The Admiral Staff
The article discusses the growing trend of “phased retirement,” where individuals gradually transition from full-time work to retirement. Driven by factors like longer lifespans and changes to Social Security, this arrangement allows employees to reduce their hours, switch roles, or work remotely while still contributing and earning income. While 68% of workers over 50 desire this gradual approach, only 36% of employers currently offer it. The article highlights Emory University’s phased retirement program as an example
August 10, 2025
By
The Admiral Staff
Robo-advisors are gaining popularity as a low-cost alternative to traditional portfolio management, especially among younger investors. The article highlights 11 top robo-advisors for 2025, including Magnifi (best overall), Public, Robinhood, Acorns, and Wealthfront, each catering to specific needs like micro-investing or retirement planning. While offering benefits like lower fees, 24/7 access, and suitability for beginners, robo-advis
