November 23, 2025
Navigating Financial Storms: How to Avoid Debt During Hardship
The article discusses strategies for managing finances during a crisis like job loss, divorce, or illness. It highlights the story of a woman who declared bankruptcy due to overwhelming financial strain during a difficult period. The article then offers six practical tips: budgeting with reduced income, exploring credit card hardship programs, seeking help with rent and utilities, finding a side gig, negotiating medical bills, and establishing a plan for student loans, including income-driven repayment options or deferment/forbearance. The overall message emphasizes
