Home » personal finance » Page 3
January 30, 2025
By
The Admiral Staff
The article discusses the 50/20/30 budgeting rule, popularized by Elizabeth Warren, which suggests allocating 50% of after-tax income to essential living expenses, 20% to financial goals, and 30% to personal spending. However, the article notes that rising housing costs and income inequality make this rule increasingly unrealistic for many Americans. While it can be a useful tool for those with sufficient income, the piece offers alternative strategies for those struggling to meet essential
January 12, 2025
By
The Admiral Staff
The author advises “Happy Renting” to ignore the pressure from family to buy a house or land, emphasizing that financial decisions should align with individual priorities and lifestyle. While property values and interest rates are factors, owning a home comes with significant responsibilities and costs. Prioritizing current happiness, travel, and saving is a valid financial strategy, and it’s okay to choose a path that supports the life you want now, even if it’s not the most economically “optimal” one.
December 4, 2024
By
The Admiral Staff
The article suggests four ways to save money: play Bingo or Solitaire Cash for potential winnings (up to $83 per game), consolidate credit card debt with a low-interest personal loan through AmOne, and compare car insurance quotes using EverQuote to potentially save up to $610 annually. Over a million Americans have reportedly already utilized these strategies.
November 28, 2024
By
The Admiral Staff
This article argues against the hype surrounding cryptocurrency, advocating for focusing on traditional financial strategies instead. It outlines seven practical ways to improve your net worth: paying down credit card debt with a lower-interest loan through AmOne, comparing car insurance rates with EverQuote, investing with Robinhood (potentially earning a free stock), earning gift cards by scanning grocery receipts with Fetch Rewards, using a browser extension to avoid overpaying online, and earning cash by watching videos and taking surveys with InboxDollars. The author emphasizes
November 9, 2024
By
The Admiral Staff
After paying down debt and building savings, here’s how to maintain financial progress: compare car insurance rates using EverQuote (potentially saving $610/year), monitor credit and debt with Credit Sesame, earn money playing Solitaire Cash (up to $83 per win), and use a browser extension to find cheaper prices online and apply coupon codes, potentially saving millions.
