Tag: personal finance

September 20, 2025 Off

Smarter Savings: Top Apps to Boost Your Finances

By The Admiral Staff

Many Americans struggle to save money, with only 15% able to cover a $2,000 expense. Several apps can help simplify and automate the savings process. **Cleo** uses a chatbot to provide personalized financial insights and automate savings through rounding up purchases or setting budget limits. **Rocket Money** identifies and cancels unwanted subscriptions, potentially saving users an average of $720 per year. **Wealthfront** offers automated investing with tax-loss harvesting, while **Public**

July 5, 2025 Off

Unlock a World of Free: Your Library Card is Your Key

By The Admiral Staff

A library card offers access to far more than just booksβ€”including audiobooks, movies, streaming services, and classesβ€”and can save individuals and families significant money. Obtaining a card is typically straightforward, requiring basic identification and address verification. Beyond the library, the article suggests additional money-saving strategies like using auto insurance comparison tools, exploring personal loans, utilizing balance transfer credit cards, and leveraging apps like Upside for gas savings. For those seeking books not available at the library, options like used bookstores

May 12, 2025 Off

Financial Lifelines: Smart Solutions for Unexpected Expenses

By The Admiral Staff

This article highlights several companies offering financial assistance to help people improve their savings and manage debt. Options include: EarnIn (early access to earned wages), Insurify (lower car insurance rates), SoFi (higher savings APY and a welcome bonus), MoneyLion (lower credit card interest rates), Best Money (accessing home equity with a HELOC), CardCritics (cash back credit cards), and National Debt Relief (debt settlement negotiation). The piece emphasizes finding solutions for unexpected expenses, reducing debt

February 26, 2025 Off

Level Up Your Finances: The 15 Best Personal Finance Podcasts of 2025

By The Admiral Staff

Personal finance podcasts offer a valuable way to learn about money management, saving, and investing. Numerous options are available on platforms like Apple Podcasts, Spotify, and Amazon Music, catering to various interests and experience levels. Some popular choices include “Planet Money” for understanding financial news, “HerMoney” for women’s financial challenges, and “So Money With Farnoosh Torabi” for expert interviews and practical advice. Others focus on frugality, LGBTQ+ financial topics, or the psychology behind money

February 3, 2025 Off

State of Mind: How Your Location Impacts Your Financial Literacy

By The Admiral Staff

A recent study by The Penny Hoarder ranked states based on their support for financial literacy and resilience, using 27 criteria across six categories: personal consumption, earnings, knowledge, investing/savings, state policy, and resilience. **New Hampshire** ranked highest (79.9%), followed by Virginia and Nebraska. Conversely, **Nevada** ranked lowest (40.0%), with Hawaii, Texas, and California also near the bottom. The study highlights the significant impact of state policies,