Tag: No Surprises Act

Americans owe an estimated $220 billion in medical debt, which can damage credit scores and financial stability. Unpaid medical bills can lead to collections agencies, lawsuits, and wage garnishment. While immediate credit score impacts are delayed, collection agencies can negatively affect scores. Recent changes offer protections, including excluding debts under $500 and paid medical debts from credit reports, and the No Surprises Act shields patients from unexpected out-of-network bills. Consumers can negotiate bills, seek financial assistance