Tag: liability coverage

July 15, 2025 Off

Smart Wheels, Smarter Savings: Your Guide to Cheaper Car Insurance

By The Admiral Staff

To save money on car insurance, shop around and compare quotes from multiple companies, including local and regional insurers. Look for discounts like safe driver, good student, low-mileage, and bundling. Consider raising your deductible and adjusting coverage based on your car’s value, while maintaining high liability coverage. Improving your credit score and driving safely can also significantly lower rates. Regularly re-evaluate your policy and explore options like autopay and telematics programs for additional savings.

April 6, 2024 Off

Trampoline Trouble: How a Backyard Bounce Zone Can Impact Your Home Insurance

By The Admiral Staff

Homeowners insurance companies often view trampolines as high-risk due to the significant number of injuries they cause, with over a million emergency room visits reported between 2002 and 2011. Coverage varies widely – some policies exclude trampolines entirely, while others may require safety netting. Failure to disclose a trampoline to your insurer can lead to policy cancellation and a damaged insurance score. If you choose to have one, experts recommend informing your insurer, increasing liability coverage (potentially with an