Tag: investing

Beyond Debt: Why Your Net Worth Matters More
January 4, 2026 0

Beyond Debt: Why Your Net Worth Matters More

By The Admiral Staff

Shift focus from solely eliminating debt to building wealth by tracking net worth—assets minus liabilities. Rather than just focusing on debt reduction, understanding net worth provides a broader financial picture and allows for better long-term goal setting. Aliche encourages incremental investing, even small amounts, to build assets that can eventually generate passive income and work for you, ultimately leading to wealth creation.

Finally, a Financial App That Gets You.
December 5, 2025 Off

Finally, a Financial App That Gets You.

By The Admiral Staff

Albert is an all-in-one financial app combining banking, savings, investing, and budgeting, aiming to simplify personal finance. Key features include “Instant” cash advances (up to $250 with no interest), FDIC-insured banking with early direct deposit, automated savings, and a standout “Genius” service offering financial advice from human experts via text or Zoom for as little as $8/month. Users can also invest with commission-free options and receive budgeting alerts. With over

Decoding Your Health Insurance: A Simple Guide to HSAs & More
October 24, 2025 Off

Decoding Your Health Insurance: A Simple Guide to HSAs & More

By The Admiral Staff

This article explains Health Savings Accounts (HSAs), which are tax-advantaged accounts that allow individuals with high-deductible health plans (HDHPs) to save for medical expenses. Key points include: contributions are made with pre-tax dollars, funds can be invested, and withdrawals for qualified medical expenses are tax-free. To be eligible, you must have an HDHP (deductible of at least $1,650 for individuals or $3,300

Investing 101: Build Your Wealth, Even with
October 14, 2025 Off

Investing 101: Build Your Wealth, Even with $1

By The Admiral Staff

A recent survey revealed that only 48% of Americans understand basic investing terms, highlighting a need for financial literacy. The article emphasizes that investing is accessible to everyone, even with small amounts as little as $1, thanks to apps and the power of compound interest. It recommends building an emergency fund first and suggests investing at least 10-15% of income monthly.

Beginner-friendly investment options include exchange-traded funds (ETFs), index funds, bonds, mutual funds

Your Money, Your Roadmap: Financial Goals & How TD Bank Can Help
September 22, 2025 Off

Your Money, Your Roadmap: Financial Goals & How TD Bank Can Help

By The Admiral Staff

The article highlights TD Bank’s Learning Center as a resource for setting and achieving financial goals. It emphasizes the importance of defining both short-term (e.g., paying bills) and long-term (e.g., retirement) goals, and provides a framework for creating realistic plans using the SMART system (Specific, Measurable, Achievable, Relevant, Time-bound). Key steps include assessing your current financial situation, creating a budget, establishing savings and investment strategies, and regularly re-