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June 30, 2024
By
The Admiral Staff
This article offers six strategies to help individuals struggling with tight budgets. These include comparing car insurance rates to potentially save $500 annually, utilizing a credit card offering a $200 bonus and 2% cash back, switching to T-Mobile 5G home internet for as low as $30/month (with potential termination fee coverage), obtaining a home warranty to cover appliance repairs not typically handled by homeowner’s insurance, exploring debt relief programs to negotiate lower debt settlements, and
May 5, 2024
By
The Admiral Staff
The article addresses the common concern of owing taxes and not being able to pay. It highlights that roughly 57% of American households anticipate owing taxes, and provides eight strategies for managing a high tax bill, including utilizing emergency savings, borrowing from retirement funds, seeking loans from friends/family, and exploring options like payment extensions, an Offer in Compromise, or an installment plan with the IRS. It also explains why people might owe (inaccurate W-4 forms or self-employment income)
April 10, 2024
By
The Admiral Staff
The average American carries $104,215 in debt, primarily from mortgages, followed by auto loans and then credit cards. Consumer debt falls into two categories: revolving (like credit cards) and installment (like mortgages and student loans). High interest rates, easy access to credit, economic factors, and spending habits all contribute to debt accumulation. Strategies to reduce debt include cutting expenses, budgeting, consolidating loans, and increasing income.
May 4, 2022
By
The Admiral Staff
The article provides six tips for prospective homebuyers in a competitive 2022 housing market to help save for a down payment. These include using the Fetch Rewards app to earn gift cards on grocery purchases, utilizing a browser extension to find lower prices online, comparing car insurance rates via EverQuote, consolidating credit card debt with a personal loan through AmOne, and strategically saving on everyday expenses.
