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November 15, 2025
By
The Admiral Staff
The article outlines ten steps to take when retirement happens unexpectedly due to job loss, health issues, or other unforeseen circumstances. Key steps include securing affordable health coverage (potentially through COBRA or the ACA marketplace), applying for unemployment benefits, creating a detailed budget, reviewing investment portfolios with a professional, and strategically deciding when to access retirement accounts and Social Security. Additional advice includes exploring part-time work, communicating financial changes to family, considering downsizing, and finding fulfilling activities to fill the time and budget accordingly.
June 3, 2025
By
The Admiral Staff
The article discusses alternative retirement savings methods to mitigate risks associated with a volatile stock market. While 401(k)s and IRAs remain valuable, options like annuities (providing steady income), high-yield savings accounts, Health Savings Accounts (HSAs), real estate investments (through groups or crowdfunding), and whole life insurance (offering a cash value component) can diversify savings and offer greater security. The article also suggests practical ways to free up funds for these alternative savings, such as utilizing
May 6, 2025
By
The Admiral Staff
Amidst widespread layoffs, experts advise taking proactive steps to secure your job and finances. Key recommendations include becoming indispensable at work, building an emergency fund, cutting expenses, strengthening your LinkedIn presence, updating your resume, expanding your skillset, and actively applying for jobs—allowing for selective applications while still employed.
July 24, 2024
By
The Admiral Staff
The pandemic prompted financial experts to re-evaluate the traditional advice of having three to six months of living expenses in an emergency fund, with some now recommending 12 months. While a larger emergency fund offers greater financial security, it may not be feasible for everyone, particularly those with debt or limited savings. The article outlines how to calculate a 12-month goal based on essential expenses, prioritize savings within a budget, and explore additional income streams to achieve this goal, emphasizing the importance of consistency
February 14, 2024
By
The Admiral Staff
Amidst economic uncertainty, the article suggests proactive steps to improve financial security. These include: comparing car insurance rates to potentially save up to $715 annually; investing in real estate with as little as $10 through platforms like Fundrise; securing family’s financial future with a term life insurance policy (potentially providing up to $1.5 million); boosting credit scores using free services like Credit Sesame; and earning up to $225 monthly by watching movie previews and taking surveys with
