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October 26, 2025
By
The Admiral Staff
Retirees can supplement their Social Security income by working, with limits depending on their age. Those under full retirement age can earn up to $23,400 in 2025 without penalty, while those at full retirement age can earn unlimited income. The article suggests various side hustles like online surveys, tasks, and sharing opinions, with potential earnings ranging from a few dollars to over $1,000 per month. It also highlights opportunities in bookkeeping, healthcare assistance
October 15, 2025
By
The Admiral Staff
The article explores the ongoing debate of whether to rent or buy a home, noting that renting is increasingly appealing to younger Americans due to flexibility and affordability. It outlines ways to earn extra money to save for a down payment, such as completing surveys or trying out apps. The piece details the pros and cons of both renting (flexibility, fewer maintenance responsibilities, but lack of equity and potential rent increases) and buying (building equity, tax deductions, but high upfront costs and ongoing maintenance). Ultimately,
October 13, 2025
By
The Admiral Staff
Downsizing for retirement can offer both financial and emotional benefits by simplifying your lifestyle. Key steps include decluttering your home, moving to a smaller living space, and selling or donating unused belongings to generate extra income. Reducing transportation and monthly expenses, embracing minimalism, and planning for future healthcare needs are also important aspects of downsizing for a more comfortable and financially secure retirement. The article also suggests various ways to earn extra money through online surveys, tasks, and games.
October 2, 2025
By
The Admiral Staff
The article explores using spreadsheet templates as a budgeting tool, offering a customizable alternative to budgeting apps. It outlines four key steps to preparing a budget: identifying goals, calculating income, listing expenses, and organizing/prioritizing. Several free spreadsheet templates are recommended for different budgeting styles, including yearly, monthly, weekly, 50/20/30, zero-based, and wedding budgets, with sources like Vertex42, Spreadsheet123, and Smartsheet. The article
July 16, 2025
By
The Admiral Staff
Despite student loan debt, homeownership is achievable with strategic financial planning. The article outlines 15 practical steps including improving your credit score, exploring first-time buyer assistance programs, and considering income-based repayment plans to lower your debt-to-income ratio. Other key strategies involve cutting expenses, saving for a larger down payment, and shopping around for lenders experienced with student loan borrowers. Maintaining stable employment, choosing a modest home, and building an emergency fund are also crucial for securing mortgage approval and
