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December 15, 2025
By
The Admiral Staff
The article encourages readers to conduct regular “financial checkups” similar to annual physicals to assess and improve their financial health. It outlines 11 steps to do so, including updating your budget, tracking spending, reducing fixed expenses, building an emergency fund, evaluating savings and retirement contributions, tackling debt, improving your credit score, reviewing your credit report, updating your resume, and protecting your assets with insurance. The piece also provides resources and ideas for managing unexpected expenses and boosting income.
December 9, 2025
By
The Admiral Staff
A recession may be looming due to factors like President Trump’s tariffs, rising inflation, and declining consumer confidence. The article suggests several steps to financially prepare, including paying down high-interest credit card debt, bolstering an emergency fund (aiming for 6 months of expenses), seeking extra income through side hustles, and avoiding panic selling investments like 401(k)s. It also recommends consulting a financial advisor and utilizing tools to save on expenses like auto insurance and gas.
December 3, 2025
By
The Admiral Staff
To avoid debt from costly home repairs, homeowners should create a home improvement budget. This involves listing upcoming projects (both routine maintenance and larger repairs), prioritizing needs over wants, getting multiple quotes from contractors, and setting up a “sinking fund” to save for expenses over time. It’s also crucial to maintain an emergency fund for unexpected issues. Experts recommend saving 1-3% of your home’s value annually for repairs and keeping 3-6 months of living expenses in an emergency
November 17, 2025
By
The Admiral Staff
This article cautions against taking on debt for five major life events: weddings, vacations, children’s college tuition, holidays, and new cars. While these moments are important, the author argues that starting them with debt can negatively impact your financial future. The piece offers practical advice for each event, such as setting a wedding budget, saving for vacations, encouraging kids to take out student loans, implementing the “four-gift rule” for holidays, and opting for a used car to avoid significant depreciation and
November 7, 2025
By
The Admiral Staff
Renting a storage unit might seem convenient, but it can be a costly financial decision. The article highlights seven reasons to reconsider: storage units often store depreciating items, divert funds from savings or debt repayment, and forgo potential income from selling or renting belongings. Alternatives like utilizing existing space, asking for help from loved ones, or selling unwanted items are suggested. The article also cautions against prolonged rental periods, the temptation to accumulate more belongings, and the risk of damage to stored items.
