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December 1, 2025
By
The Admiral Staff
The article emphasizes the importance of teaching children about debt and financial literacy to prevent future financial struggles. A survey found those without early financial education are significantly more likely to have no savings. Rather than lecturing, experts suggest using relatable, concrete examples—like calculating how many work shifts are needed to afford a desired item—to make lessons engaging. The article outlines four key lessons: budgeting (spending less than you earn), understanding interest (including compound interest), the importance of credit scores (potentially building credit as an
November 28, 2025
By
The Admiral Staff
Skills learned in home economics class can positively impact your financial life. The article highlights five key skills: cooking (saving money on takeout and potential for a food business), sewing (repairing clothes and creating handmade items for sale), gardening (growing your own produce), childcare (babysitting or nannying), and budgeting (managing finances and saving money). Each skill offers opportunities to reduce expenses or generate extra income.
October 14, 2025
By
The Admiral Staff
A recent survey revealed that only 48% of Americans understand basic investing terms, highlighting a need for financial literacy. The article emphasizes that investing is accessible to everyone, even with small amounts as little as $1, thanks to apps and the power of compound interest. It recommends building an emergency fund first and suggests investing at least 10-15% of income monthly.
Beginner-friendly investment options include exchange-traded funds (ETFs), index funds, bonds, mutual funds
September 13, 2025
By
The Admiral Staff
A recent report indicates only 22.7% of U.S. high school students receive financial literacy education, highlighting a need for parental guidance. As students approach graduation, whether heading to college or entering the workforce, financial independence is crucial. Experts recommend starting with the basics like banking, budgeting, and understanding credit scores, encouraging teens to establish their own bank accounts, and building credit through options like becoming an authorized user on a parent’s card or obtaining a student credit card. Hands-
June 29, 2025
By
The Admiral Staff
The article highlights 15 subtle habits that can hinder financial progress, particularly for women. These include neglecting a budget, lacking an emergency fund, accumulating too much debt, and delaying investments. Other key points address the importance of negotiating salary, accounting for healthcare costs, having adequate insurance, and prioritizing one’s own financial well-being over constantly supporting others. The piece also emphasizes the need for financial literacy, avoiding get-rich-quick schemes, tracking small purchases, monitoring credit scores, and starting
