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June 30, 2025
By
The Admiral Staff
The article advises that building a remote side hustle into a full-time income takes time and effort, likely several years. It suggests focusing on freelance work utilizing existing skills like writing, design, or virtual assistance, rather than quick cash-earning methods. Starting with job boards and networking can land initial gigs, building experience and connections to eventually command higher rates and potentially transition to full-time self-employment within five to six years.
June 3, 2025
By
The Admiral Staff
The article introduces “The Perfect Portfolio,” a simple, diversified investment strategy using index funds, bonds, and other assets designed to reduce risk and grow wealth over time. It’s adaptable to different risk tolerances (aggressive, moderate, conservative) and can be started with as little as $25-$50 a month. The strategy emphasizes consistency, automated deposits, and periodic rebalancing, demonstrating potential for long-term growth even through market volatility—an example being a $100/month
March 8, 2025
By
The Admiral Staff
A housewife with limited income (Social Security) wants to establish credit in her own name despite past credit issues. The advice is to separate her credit history from her husband’s and focus on building credit individually. Options include securing a credit card (requiring a deposit) and demonstrating consistent, on-time payments. The article also suggests exploring side income opportunities like surveys or online tasks to supplement Social Security benefits, and emphasizes the importance of responsible credit usage (keeping credit utilization below 10%) and
February 11, 2025
By
The Admiral Staff
Adjusting to a fixed income in retirement requires mindful budgeting and cost-cutting. Strategies include downsizing housing, renting out unused rooms, and cutting grocery expenses through coupons and generic brands. Saving on healthcare is crucial, utilizing Medicare, prescription drug cards, and free wellness activities. Entertainment can be found through free community events, volunteering, and taking advantage of senior discounts. Other tips include selling unused items, pursuing free education, and paying off lingering debt to free up cash flow.
November 27, 2024
By
The Admiral Staff
This article outlines strategies to accumulate “Forget You!” Money – the amount needed to retire comfortably, calculated as 25 times your annual expenses. It suggests five methods: investing in companies like Amazon and Apple through Stash (earning dividends), utilizing Chime’s automatic savings features, earning money by playing Solitaire Cash, refinancing your mortgage with loanDepot, and comparing car insurance rates on EverQuote to potentially save money. The goal is to empower readers to achieve financial independence and early retirement
