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February 22, 2025
By
The Admiral Staff
If you have a Health Savings Account (HSA) and are facing medical debt, you may be able to use it to pay down those bills. You can use HSA funds to pay for medical expenses incurred *after* you established the account. Even older debt can potentially be paid off by contacting your HSA provider, providing receipts, and getting approval for reimbursement. If you previously had an HSA, you can still use those savings for current or past medical expenses, and the account remains accessible indefinitely, with
February 7, 2025
By
The Admiral Staff
This article explores how writers can monetize their fanfiction skills. It advises starting with passions for existing franchises, researching fandom communities, and listing commissioned work on platforms like Etsy and Fanfiction.net. New writers typically charge $0.01 per word, increasing rates with experience. The article reassures writers that private commissions are generally safe from copyright issues, but cautions against self-publishing fanfiction as original works. Finally, it highlights the potential for fanfiction to be discovered by publishers and transformed into
January 11, 2025
By
The Admiral Staff
Selling digital downloads offers a low-overhead business opportunity, bypassing the complexities of inventory and shipping. Individuals can sell various digital products, from planner templates and lesson plans to sewing patterns, using free or affordable software like Canva and Seamly. Key steps include identifying a niche, creating high-quality files, and listing products on platforms like Etsy or Gumroad, ensuring clear communication that items are digital. While the market can be competitive, the potential for unlimited sales and no shipping costs makes it an attractive
August 21, 2024
By
The Admiral Staff
Benjamin Franklin, a Founding Father and one of America’s wealthiest figures, offered timeless financial advice still relevant today. Key takeaways include the importance of preparing for the unexpected (“By failing to prepare, you are preparing to fail”), appreciating the value of money through experience (“If you would know the value of money, try to borrow some”), and avoiding lifestyle inflation (“Our necessities never equal our wants”). Other principles emphasize saving diligently (“A penny saved is a penny earned”), valuing time (“Remember that time is
August 6, 2024
By
The Admiral Staff
Large conventions like Comic-Con and Anime Expo draw huge crowds and offer various avenues for making money. Creative individuals can sell fan art and merchandise at dealer’s tables (Artists’ Alley), with costs ranging from $50 to $400 for a booth. Skilled costume designers can profit from creating cosplay outfits, which can sell for $500-$1000. Networking at conventions can lead to career opportunities with companies and industry professionals. Finally, the influx of attendees boosts demand
