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January 23, 2024
By
The Admiral Staff
The article encourages readers to reflect on their financial habits in 2021 and set resolutions for 2024. Key recommendations include paying off credit card debt (potentially by lowering interest rates), securing final expense life insurance to ease financial burdens on family after death, obtaining term life insurance to protect family income, prioritizing savings in high-yield accounts, and even exploring opportunities to earn extra money through apps like Solitaire Cash. The overall message is to address financial shortcomings and proactively plan for a
January 10, 2024
By
The Admiral Staff
According to a recent survey, popular financial resolutions for 2023 include creating a realistic budget (ideally using the 50/30/20 method), tackling credit card debt by exploring options like MoneyLion to potentially lower interest rates, monitoring your credit report with services like Credit Sesame, securing life insurance (potentially providing up to $1.5 million for your family with Bestow), increasing your emergency fund, and paying bills immediately after payday.
December 21, 2023
By
The Admiral Staff
The article challenges the notion that not achieving certain milestones—like a lavish wedding, a brand new car, homeownership, or being debt-free—constitutes failure. Instead, it reframes these situations as potential opportunities for growth and suggests practical, accessible strategies to navigate them. The piece highlights resources like InboxDollars for earning extra income, Credit Sesame for improving credit scores, Stash for real estate investing, and AmOne for debt consolidation, demonstrating that financial well-being and achieving goals are often
October 31, 2023
By
The Admiral Staff
A couple facing retirement in six months is struggling with $190,000 in student loan debt. Experts suggest exploring options based on whether the loans are federal or private. Federal loan holders may benefit from income-driven repayment plans like income-contingent repayment, income-based repayment, PAYE, or REPAYE, which can significantly lower monthly payments and offer eventual forgiveness (though potential tax implications should be considered). If the debt is for children, the author suggests a difficult
