Tag: Credit Sesame

Breaking the 700 Barrier: Simple Steps to Boost Your Credit Score
November 6, 2024 Off

Breaking the 700 Barrier: Simple Steps to Boost Your Credit Score

By The Admiral Staff

This article suggests four actionable steps to boost a credit score above 700, all achievable within a week. First, write a “goodwill letter” to creditors explaining past mistakes and demonstrating a commitment to improvement. Second, utilize the free website Credit Sesame to identify specific areas for improvement based on your unique credit profile. Third, explore MoneyLion to potentially lower credit card interest rates by up to 70%, accelerating debt payoff. Finally, switch to a debit card from Chime to avoid

Credit Score Secrets: What Americans Don’t Know (and How to Fix It)
March 6, 2024 Off

Credit Score Secrets: What Americans Don’t Know (and How to Fix It)

By The Admiral Staff

Many Americans are unaware of their credit utilization, available credit, and how their actions impact their credit scores. A recent survey found only 9% are aware they have multiple credit scores. The article explores this issue by interviewing people and using the Credit Sesame app to demonstrate how to find credit scores and personalized steps for improvement.

Millennials Beat the Odds: How Good Credit Unlocks the Dream of Homeownership
December 27, 2023 Off

Millennials Beat the Odds: How Good Credit Unlocks the Dream of Homeownership

By The Admiral Staff

Despite economic challenges, millennials are now the largest group of homeowners in the U.S. A key factor for many is a good credit score, which is essential for mortgage approval and securing favorable interest rates. The article recommends using Credit Sesame, a free service, to check credit scores, identify errors, and receive personalized tips for improvement, ultimately making homeownership more attainable.

From 523 to 691: How One Man Transformed His Credit Score
November 28, 2023 Off

From 523 to 691: How One Man Transformed His Credit Score

By The Admiral Staff

The article highlights how improving your credit score can unlock financial goals like buying a home or car. It features Lorenzo Frias, who raised his score by nearly 170 points using the free website Credit Sesame. Credit Sesame provides personalized tips and tools to identify credit report errors and improve scores, recommending actions like credit-builder loans, secured credit cards, and disputing negative claims. Frias’s improved credit allowed him to secure an apartment lease and pre-approval for a mortgage, demonstrating the