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September 12, 2025
By
The Admiral Staff
This article provides guidance on improving your credit score, emphasizing the importance of credit utilization. It outlines credit score ranges (from 300-850) and details the factors that influence your score: payment history (35%), credit utilization (30%), length of credit history (15%), new credit (10%), and credit mix (10%). The article stresses keeping your credit utilization ratio below 30% to boost your score, offering strategies to achieve this, such
February 24, 2025
By
The Admiral Staff
Your credit utilization ratio, the amount of credit you’re using compared to your total available credit, significantly impacts your credit score. Experts recommend keeping this ratio below 30%, ideally closer to zero, as it signals responsible borrowing to lenders. You can improve your ratio by decreasing spending, paying balances early, requesting a credit limit increase, opening another credit card (though this can trigger a credit inquiry), and regularly monitoring your utilization.
November 1, 2024
By
The Admiral Staff
Moving can be expensive, costing around $1,250 for a local move and nearly $4,900 for a long-distance one. To help ease the financial burden, the article suggests five strategies: lowering credit card interest with MoneyLion, finding cheaper car insurance through EverQuote, improving your credit score with Credit Sesame, getting a free AI-powered financial plan from Anasova, and potentially earning money playing Bingo Cash. These steps could save movers significant amounts of money and improve
October 16, 2024
By
The Admiral Staff
This article suggests simple financial moves anyone can make to manage their money like a millionaire, even without significant wealth. The tips include: using EverQuote to potentially save up to $610 annually on car insurance; investing in companies like Amazon or Netflix through the Public app; consolidating credit card debt with a low-interest loan from AmOne; earning up to $225/month by watching movie previews and taking surveys with InboxDollars; and improving your credit score with Credit Sesame.
November 28, 2023
By
The Admiral Staff
The article highlights how improving your credit score can unlock financial goals like buying a home or car. It features Lorenzo Frias, who raised his score by nearly 170 points using the free website Credit Sesame. Credit Sesame provides personalized tips and tools to identify credit report errors and improve scores, recommending actions like credit-builder loans, secured credit cards, and disputing negative claims. Frias’s improved credit allowed him to secure an apartment lease and pre-approval for a mortgage, demonstrating the
