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November 24, 2025
By
The Admiral Staff
The article discusses credit repair services and whether they’re worth the cost. While tempting, many credit repair companies make unrealistic promises and can be scams. Individuals can often improve their credit score themselves by disputing errors and addressing issues like late payments or high credit utilization. If considering a credit repair service, it’s crucial to vet the company thoroughly, avoid those charging upfront fees, and understand that they can’t remove accurate negative information. The article also suggests exploring nonprofit credit counseling for free advice and
February 4, 2025
By
The Admiral Staff
According to the Consumer Financial Protection Bureau, individuals age 65 and older are more likely to encounter medical billing errors, which can negatively impact their credit scores. Several factors contribute to this, including increased doctor visits, complex billing codes, multiple insurance policies leading to communication breakdowns, and potential cognitive or stress-related challenges associated with aging. The article suggests several steps to combat these errors, including researching rights, seeking help from organizations like Dollar For or state Consumer Assistance Programs, applying for financial assistance from non
November 16, 2024
By
The Admiral Staff
New U.S. Department of Transportation (DOT) regulations now require airlines to automatically issue refunds for flight cancellations and significant delays (3+ hours domestic, 6+ hours international). Airlines must also refund fees for services not provided, like Wi-Fi, and checked bag fees delayed over 12 hours domestically or 15-30 hours internationally. However, refunds aren’t required for delays due to uncontrollable factors like weather or for non-refundable tickets that don’t meet specific
November 1, 2024
By
The Admiral Staff
Ten settlements are currently accepting claims, offering payments to consumers impacted by various issues including data breaches, false advertising, and violations of consumer protection laws. These include settlements with Great Expressions ($2.7M for a data breach), SpinX Games ($285.5K related to gambling apps), Peacock TV ($3.74M for auto-renewal violations), Acrisure (undisclosed sum for a data breach), Cash App ($15M for two data breaches), Luxury Brand
January 16, 2024
By
The Admiral Staff
Mystery shopping can be a way to earn extra money, but it’s also a breeding ground for scams. Common scams include receiving a fake check and being asked to wire back the difference, being asked to purchase and send gift cards, being charged fees to find “exclusive” shopping opportunities, and receiving overly specific job invitations. Promises of high earnings, like $9,000 a month, are also red flags. To protect yourself, thoroughly research companies, avoid responding to unsolicited offers, and
