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January 16, 2025
By
The Admiral Staff
This article challenges readers to reduce their grocery bills by up to $600 this month by implementing several strategies. These include utilizing browser extensions like Capital One Shopping to find cheaper online prices, comparing car insurance quotes to potentially save $860 annually, exploring personal loans through AmOne to pay off credit card debt, and using the Upside app to earn cash back on gas, groceries, and dining. Other tips involve participating in the Nielsen Consumer Panel for gift points, properly storing food to prevent
January 2, 2025
By
The Admiral Staff
This article provides guidance for managing finances in retirement. It emphasizes the importance of budgeting, potentially exploring savings challenges, and supplementing income through side hustles like surveys and app testing. Key advice includes withdrawing a prudent 3% annually from retirement accounts, considering Social Security benefits, and planning for healthcare and unexpected expenses. The article also outlines a 9-step process for creating a retirement budget, factoring in taxes, home repairs, and leisure activities.
December 3, 2024
By
The Admiral Staff
To avoid post-holiday financial regret, creating a holiday budget is crucial. The article outlines a six-step process: analyze debt, project income, list expenses, assign spending categories, create a shopping list with budgeted amounts, and track prices. It emphasizes prioritizing debt repayment over excessive gift-giving, exploring alternatives like handmade gifts or service coupons, and sticking to the budget through methods like cash jars or tracking spending.
November 25, 2024
By
The Admiral Staff
When a roommate unexpectedly leaves, it can create financial strain. The article suggests three strategies to cope: find a new roommate to share expenses, consolidate credit card debt with a low-interest loan through AmOne, and build a financial safety net by improving your credit score with Credit Sesame.
November 18, 2024
By
The Admiral Staff
Grocery prices are rising, increasing by 0.5% monthly and nearly 2.5% annually, due to factors like rising gas prices, commodity spikes, increased imports, and crop damage. To combat this, the article suggests several strategies: check unit prices, opt for store brands and cheaper cuts of meat, utilize apps like Fetch Rewards to earn gift cards, shop online for pantry items using Rakuten for cash back, use a browser extension to ensure you’re not overpaying online,
