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September 13, 2025
By
The Admiral Staff
A recent report indicates only 22.7% of U.S. high school students receive financial literacy education, highlighting a need for parental guidance. As students approach graduation, whether heading to college or entering the workforce, financial independence is crucial. Experts recommend starting with the basics like banking, budgeting, and understanding credit scores, encouraging teens to establish their own bank accounts, and building credit through options like becoming an authorized user on a parent’s card or obtaining a student credit card. Hands-
August 13, 2025
By
The Admiral Staff
This article details a strategy for maximizing savings at CVS by leveraging their ExtraCare Rewards program and sales. Key tactics include avoiding shopping when desperate, being flexible with brands, strategically using ExtraCare Bucks (ECBs), scanning your card before and after purchases to receive coupons and 2% back, registering for additional ECB offers (like the Beauty Club and Pharmacy Rewards), adding your email for extra coupons, and sticking to a pre-planned shopping list to avoid impulse buys. The author achieved a 97
June 18, 2025
By
The Admiral Staff
This article outlines strategies to save $1,000 in a month by tracking spending, budgeting, and cutting expenses. Key steps include using budgeting apps, following the 50/30/20 rule, and reducing costs by cooking at home, packing lunch, and utilizing cashback apps. Further savings can be achieved by lowering auto insurance rates, reducing grocery bills through meal planning and store brands, canceling subscriptions, negotiating bills, and earning extra income through side hustles or selling unused items
June 16, 2025
By
The Admiral Staff
According to Experian, the average American carries $6,501 in credit card debt. With average interest rates of 23.75% and minimum payments of 2%, it could take 13 years to pay off, costing over $13,972 – more than double the original balance. The article outlines 11 strategies to accelerate repayment, including lowering interest rates, budgeting aggressively, and utilizing balance transfers.
June 15, 2025
By
The Admiral Staff
Due to new tariffs, prices on some goods are expected to rise. To mitigate these price increases, consider shopping secondhand, using online tools to find deals, buying local or American-made products, cutting unnecessary spending, swapping with neighbors, utilizing freebie groups, growing your own food, delaying big purchases, and checking discount stores for off-season deals.
