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October 9, 2025
By
The Admiral Staff
The article provides guidance on how to avoid unwanted charges from free trials of products and services. It advises considering your budget before signing up, canceling promptly after signing up (if the service allows it), using a virtual credit card, or setting reminders to cancel before the trial ends. It also details specific cancellation steps for 14 popular services like Adobe, Amazon Prime, Ancestry, Apple Music, and YouTube TV, emphasizing the importance of confirming cancellation and noting that cancellation procedures may vary depending on how the
October 7, 2025
By
The Admiral Staff
This article outlines 10 strategies for building an emergency fund. These include a spending freeze, budgeting (potentially using apps like Rocket Money or the 50/20/30 method), transferring credit card debt to a 0% APR card, utilizing store loyalty apps, accessing earned wages early through apps like EarnIn, conducting an energy audit, using the Upside app for gas and food savings, aggressively paying off student loans (potentially through consolidation or refinancing), adjusting water heater settings,
October 2, 2025
By
The Admiral Staff
The article explores using spreadsheet templates as a budgeting tool, offering a customizable alternative to budgeting apps. It outlines four key steps to preparing a budget: identifying goals, calculating income, listing expenses, and organizing/prioritizing. Several free spreadsheet templates are recommended for different budgeting styles, including yearly, monthly, weekly, 50/20/30, zero-based, and wedding budgets, with sources like Vertex42, Spreadsheet123, and Smartsheet. The article
September 22, 2025
By
The Admiral Staff
The article highlights TD Bank’s Learning Center as a resource for setting and achieving financial goals. It emphasizes the importance of defining both short-term (e.g., paying bills) and long-term (e.g., retirement) goals, and provides a framework for creating realistic plans using the SMART system (Specific, Measurable, Achievable, Relevant, Time-bound). Key steps include assessing your current financial situation, creating a budget, establishing savings and investment strategies, and regularly re-
September 20, 2025
By
The Admiral Staff
Many Americans struggle to save money, with only 15% able to cover a $2,000 expense. Several apps can help simplify and automate the savings process. **Cleo** uses a chatbot to provide personalized financial insights and automate savings through rounding up purchases or setting budget limits. **Rocket Money** identifies and cancels unwanted subscriptions, potentially saving users an average of $720 per year. **Wealthfront** offers automated investing with tax-loss harvesting, while **Public**
