Tag: budgeting

February 21, 2024 Off

Escape the Debt Trap: Your 21-Day Payoff Challenge

By The Admiral Staff

This article outlines a 21-day challenge to help people pay off credit card debt. It suggests daily actions including: using MoneyLion to potentially lower interest rates, playing games like Bingo Cash and Solitaire Cash for potential winnings, canceling car insurance with EverQuote to find better rates, checking credit reports for errors with Credit Sesame, creating a budget, earning money through InboxDollars by watching videos, committing to a “no spend” week, and taking surveys with Survey Junkie. The goal is

February 14, 2024 Off

Wedding Bells & Budget Woes: How to Celebrate Without Breaking the Bank

By The Admiral Staff

With weddings back on the calendar after a pandemic pause, many are facing the financial burden of attending. The article suggests several ways to save money on wedding gifts and earn extra cash to cover expenses like cash bars. These include using a browser extension to find cheaper online deals, earning money by watching video previews or surveys through InboxDollars, getting gift cards for grocery purchases with Fetch Rewards, playing Solitaire Cash for real money, and comparing car insurance rates using EverQuote.

January 29, 2024 Off

Budget Makeover: Slash Your Bills and Live More

By The Admiral Staff

This article suggests ways to lower your cost of living, regardless of where you live, rather than just moving to a cheaper state like Mississippi. It highlights three main strategies: shopping around for car insurance using EverQuote (potentially saving $610/year), consolidating credit card debt with a lower-interest loan through AmOne, and using a free browser extension to ensure you’re getting the lowest prices when shopping online. These steps aim to save money and improve your budget.

January 10, 2024 Off

Level Up Your Finances: Resolutions That Actually Work in 2024

By The Admiral Staff

According to a recent survey, popular financial resolutions for 2023 include creating a realistic budget (ideally using the 50/30/20 method), tackling credit card debt by exploring options like MoneyLion to potentially lower interest rates, monitoring your credit report with services like Credit Sesame, securing life insurance (potentially providing up to $1.5 million for your family with Bestow), increasing your emergency fund, and paying bills immediately after payday.

November 22, 2023 Off

Money Secrets: What Americans Really Spend (and Why They Don’t Budget)

By The Admiral Staff

A recent survey by The Penny Hoarder reveals that over half of Americans (55%) don’t budget, and a similar percentage (56%) are unaware of their monthly spending. However, those who do budget are more likely to track expenses and avoid overspending that impacts bill payments. While many non-budgeters cite lack of necessity, time, or organization as reasons, experts emphasize that budgeting is about aligning values with spending. Popular budgeting methods include spreadsheets, zero-based budgeting, and