Gas prices are a constant source of stress for many families. It feels like every time you fill up, the cost seems to climb higher, impacting your budget and limiting your ability to do the things you enjoy. But what if there was a way to consistently shave off a significant portion of that cost, and even earn rewards on other car-related expenses?

Let’s explore a strategy to help you save at the pump and beyond.

Fuel Savings with the Exxon Mobil Smart Card+

The Exxon Mobil Smart Card+ is a credit card designed specifically for drivers, offering a range of benefits aimed at reducing fuel costs and rewarding everyday spending. It’s a compelling option for those who frequently fill up at Exxon and Mobil stations. Understanding the card’s structure and benefits is key to maximizing your savings.

Understanding the Core Savings

The primary draw of the Exxon Mobil Smart Card+ is the instant price rollback you receive at the pump. You’ll consistently get a discount on every gallon you purchase. For Synergy Supreme+™ premium gasoline, you’ll receive a 12-cent-per-gallon discount. If you opt for other grades of Synergy™ fuel, you’ll still save 10 cents per gallon.

But the savings don’t stop there! New cardholders can enjoy an even more significant boost during their first two months. You’ll receive a 30-cents-per-gallon bonus discount as a statement credit, on top of the standard discount. This means you could be saving up to 42 cents per gallon during that introductory period.

Beyond Fuel: Rewards on Car-Related Purchases

The Exxon Mobil Smart Card+ isn’t just about fuel savings; it also rewards you for other essential car-related purchases. You can earn 5% back as a statement credit on car washes, snacks, and drinks purchased at Exxon and Mobil locations. This benefit applies to the first $1,200 spent annually on these non-fuel items.

This can add up quickly, especially if you frequently grab a coffee or snack during your fill-ups. It’s a great way to earn rewards on expenses you’re already incurring. However, it’s important to note that certain purchases, like lottery tickets, money orders, and gift cards, are excluded from this 5% back reward.

Additional Perks and Security Features

Beyond the fuel and purchase rewards, the Exxon Mobil Smart Card+ offers several other valuable benefits. These include fraud protection, allowing you peace of mind knowing you’re shielded from unauthorized charges. You can also track your fuel costs easily, providing valuable insights into your spending habits.

• Avoid paying full price: Get 12 cents per gallon off the pump price on premium gasoline and 10 cents off other grades.
• See savings instantly: No need to wait for your monthly statement to come out.
• No fraud liability: Get peace of mind from theft, pump skimmers and other fraudulent activity.
• Track your fuel costs: See how much each cardholder spends on gas each month.
• Cash when you need: Get access to cash advances from over 200,000 ATMs by Cirrus (cash-advance fees apply).

Finally, the card provides access to cash advances through the Cirrus ATM network, although be aware that cash-advance fees will apply. While the Exxon Mobil Smart Card+ doesn’t earn Exxon Mobil Rewards+ points, the consistent savings and rewards on non-fuel purchases make it a worthwhile consideration for frequent Exxon and Mobil customers.

Conclusion: Is the Exxon Mobil Smart Card+ Right for You?

If you regularly fill up at Exxon or Mobil stations, the Exxon Mobil Smart Card+ offers a compelling opportunity to save money on fuel and earn rewards on car-related purchases. The instant price rollback and introductory bonus make it particularly attractive for new cardholders. However, it’s crucial to consider your spending habits and creditworthiness before applying, as approval is subject to credit review.

Ultimately, the Exxon Mobil Smart Card+ can be a valuable tool for managing your fuel budget and maximizing your savings. By understanding the card’s benefits and limitations, you can determine if it’s the right choice to help you keep your tank full and your wallet happy.