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March 2, 2023
By
The Admiral Staff
Americans are spending over $450 billion annually on health and wellness, but seniors can maintain a healthy lifestyle without breaking the bank. The article highlights numerous affordable options, including home workouts utilizing body weight or free online resources, and leveraging senior discounts through programs like Silver Sneakers and Silver&Fit (often included with Medicare plans). Other cost-saving strategies include exploring community centers, free park equipment, and forming workout groups with friends or family to reduce the cost of personal trainers. Ultimately, prioritizing fitness doesn
February 12, 2023
By
The Admiral Staff
Facing historic inflation and wages not keeping pace, here are five tips to navigate the 2023 economy: create a budget using a budgeting app, sell an unused vehicle, consolidate high-interest credit card debt with a low-interest loan, consider buying or refinancing a home (with caution), and explore new job opportunities due to the current job market.
February 7, 2023
By
The Admiral Staff
Many employees are seeing smaller paychecks in 2024 due to significant spikes in health insurance premiums. This is attributed to factors like brokers incentivized to sell pricier plans, insurance companies covering rising healthcare costs, and a backlog of delayed procedures from the COVID-19 pandemic. While employer-sponsored health insurance is legally required to be affordable (less than 8.39% of an employee’s gross income), this doesn’t always help families. The article suggests options like
January 31, 2023
By
The Admiral Staff
A woman is concerned about marrying her boyfriend of two and a half years due to his financial irresponsibility (delinquent student loan debt and a lack of administrative follow-through) and past health issues. While she loves him and envisions a future together, she fears becoming financially burdened by his actions and worries about potential medical expenses. The financial advisor suggests exploring options like long-term care insurance or Medicaid compliant annuities to protect her savings, but emphasizes the larger issue: her boyfriend’s lack of responsibility
January 31, 2023
By
The Admiral Staff
The article highlights the frustrations of needing contacts or glasses, but offers a solution: 1-800 Contacts. They provide a way to save $30 on orders over $150 and offer free online eye exams and prescription renewals, with free shipping and returns.