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April 6, 2023
By
The Admiral Staff
The author, inspired by Gretchen Rubin’s “The Happiness Project,” began declining free items to combat clutter. They realized accepting freebies often leads to unnecessary possessions that are difficult to discard, due to the endowment effect – the tendency to value things more simply because we own them. While there’s nothing wrong with accepting genuinely needed free items, the author advocates against accumulating extraneous junk to create a more organized and potentially financially beneficial life.
March 23, 2023
By
The Admiral Staff
This article suggests a “spring cleaning” for your budget, offering five steps to refresh your financial management. These include identifying and eliminating unnecessary expenses, updating spending limits in budget categories, ensuring spending aligns with your values, considering a different budgeting method (like zero-based or 50/30/20), and utilizing tools or accountability partners to maintain the budget long-term.
March 19, 2023
By
The Admiral Staff
With the cost of a Forever stamp rising to 73 cents as of July 2024, finding cheaper postage options is becoming increasingly important. The article explores several avenues for discounted stamps, including earning extra money through online surveys and tasks (with options like InboxDollars and FreeCash), being cautious of counterfeit stamps sold at deeply discounted prices, and purchasing from stamp dealers or through services like Stamps.com and BuyDiscountStamps.com. Readers can also find stamps at retailers like Costco or
March 18, 2023
By
The Admiral Staff
Facing rent struggles? This article offers several strategies to avoid eviction. Communicate with your landlord early, understand state tenant laws, and explore options like temporary rent reductions or offering to do repairs for credit. Seek emergency rental assistance, mediation, or create a realistic payment plan. Avoid payday loans, prioritize essential bills, and document all interactions. Local charities, legal aid, and finding a roommate are also potential solutions, along with selling unused items for quick cash. Staying calm and informed is key.
March 12, 2023
By
The Admiral Staff
Several brands now offer their own marketplaces for used clothing, allowing consumers to buy discounted items directly from the source. Before purchasing, it’s important to check the return policy and condition of the clothing. Brands like Anthropologie, Free People, Doc Martens, Levi’s, Lululemon, Los Angeles Apparel, Patagonia, and Urban Outfitters all have platforms for selling used or returned items, often at significantly reduced prices. These range from final-sale items like Anthropologie’s Nuuly Res
