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November 15, 2023
By
The Admiral Staff
Dawn Madsen, a mother of four, found that embracing minimalism seven years ago significantly improved her family’s life, leading to debt freedom and a shift in focus from material possessions to experiences and family time. Initially motivated by an overwhelming amount of clutter, she began decluttering, eventually saving hundreds of dollars monthly and paying off $130,000 in debt within two years. Madsen advises those interested in minimalism to learn about it first, start by decluttering children’s belongings
November 14, 2023
By
The Admiral Staff
With increasing frequency and severity of weather disasters, pet owners need to prioritize emergency preparedness for their animals. The article advises creating a pet emergency kit containing essentials like ID tags, medical records, medications, photos, comfort items, food, water, and waste disposal supplies. Beyond the kit, it recommends getting vaccinations updated, identifying pet-friendly shelters and hotels along evacuation routes, and ensuring family or friends are willing to accommodate pets during emergencies. Most importantly, the article stresses never leaving pets behind during evacuations
November 13, 2023
By
The Admiral Staff
Beyond breakfast and baking, oats offer a surprising range of uses. They can soothe itchy skin and sunburns, act as a dry shampoo, absorb fridge odors, and even be used to create homemade modeling clay. Other creative applications include making oat milk, binding ground beef, thickening soups and sauces, creating a facial mask, and providing a moisturizing foot soak.
October 31, 2023
By
The Admiral Staff
A couple facing retirement in six months is struggling with $190,000 in student loan debt. Experts suggest exploring options based on whether the loans are federal or private. Federal loan holders may benefit from income-driven repayment plans like income-contingent repayment, income-based repayment, PAYE, or REPAYE, which can significantly lower monthly payments and offer eventual forgiveness (though potential tax implications should be considered). If the debt is for children, the author suggests a difficult
October 28, 2023
By
The Admiral Staff
Refinancing your car loan can potentially save you money, especially as average auto loan debt has increased significantly. Using a service like Lantern by SoFi allows you to quickly compare rates from multiple lenders without fees or credit impact. While a credit score above 600 and a vehicle younger than 12 years old are beneficial, many people could still qualify for lower interest rates and monthly payments.
