Category: Save Money

December 9, 2023 Off

Protect Your Family’s Future: Life Insurance in 5 Minutes

By The Admiral Staff

The article highlights the reality that most adults die with debt, often a significant mortgage. It promotes Bestow, a company offering life insurance policies that can be applied for and secured in just five minutes via a smartphone, without a medical exam. Coverage options range from $50,000 to $1.5 million, starting as low as $10 a month, providing financial security for families in the event of a loved one’s passing.

December 3, 2023 Off

Decoding the Wine Aisle: Your Guide to Holiday Bargains

By The Admiral Staff

This article offers advice on selecting affordable and impressive wines for holiday parties. It suggests avoiding large bottles and boxed wines, and instead exploring “New World” wines (from countries outside Europe) which offer better value. Key tips include seeking out wines with screw caps, checking for ratings from Wine Spectator or Wine Enthusiast, and considering wines at Trader Joe’s. The article then lists 10 recommended wines under $20, including Prosecco, Beaujolais, Pinot Noir, Port,

December 1, 2023 Off

Financial Safety Net: Protect Your Income When Life Throws You a Curveball

By The Admiral Staff

Many Americans lack sufficient savings to cover expenses if they miss work due to illness or injury. Haven Disability, a short-term disability insurance policy issued by MassMutual, offers an affordable solution, providing coverage between $500 and $5,000, starting as low as $10 per month. The application process is quick and online, with potential payouts in about a week, and is available for individuals aged 18-55 earning over $30,000

November 24, 2023 Off

Stop Overpaying: How to Save $3,600 a Year on Your Mortgage

By The Admiral Staff

Buying a house is a significant expense, and homeowners often overpay. Mortgage.net is a website that helps buyers and homeowners potentially save moneyβ€”averaging $200-$300 per monthβ€”by comparing mortgage and refinance options from various lenders. Users can receive multiple loan quotes in minutes by filling out a brief form, allowing them to easily compare rates, APRs, monthly payments, and fees.

November 22, 2023 Off

Money Secrets: What Americans Really Spend (and Why They Don’t Budget)

By The Admiral Staff

A recent survey by The Penny Hoarder reveals that over half of Americans (55%) don’t budget, and a similar percentage (56%) are unaware of their monthly spending. However, those who do budget are more likely to track expenses and avoid overspending that impacts bill payments. While many non-budgeters cite lack of necessity, time, or organization as reasons, experts emphasize that budgeting is about aligning values with spending. Popular budgeting methods include spreadsheets, zero-based budgeting, and