Category: Save Money

January 4, 2024 Off

12 Unexpected Ways Baking Soda Can Save You Money

By The Admiral Staff

This article highlights baking soda (sodium bicarbonate) as a versatile and inexpensive household staple with numerous uses beyond baking. It can replace many cleaning products and offer health benefits, costing around $10 for a 5-pound bag. The article details over 30 uses, including cleaning, stain removal, laundry boosting, kitchen tasks (like deodorizing, unclogging drains, and even putting out small grease fires), odor neutralization throughout the home, and even wellness applications like soothing sunburns, relieving

January 1, 2024 Off

The Deductible Dilemma: Navigating Rising Healthcare Costs

By The Admiral Staff

Rising health insurance deductibles are becoming increasingly difficult to manage, with the average single person’s deductible reaching $6,575 in 2023 – a 7% increase from the previous year. The article offers strategies for those struggling to meet these costs, including utilizing Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs), shopping around for lower prices on medical services and medications, carefully reviewing bills for errors (which occur in up to 80% of

December 31, 2023 Off

Estranged & Expenses: Navigating a Difficult Family Duty

By The Admiral Staff

A woman is concerned about potentially being responsible for her estranged father’s funeral costs, as she’s his only child and he’s lived with a partner for 12 years (though common-law marriage is unlikely). The advice is to first consider the level of responsibility she feels towards her father, and whether buying a life insurance policy for final expenses is the best approach, given the cost and potential waiting periods. Instead, the author suggests initiating a conversation about his estate planning and final wishes

December 20, 2023 Off

The Adulting Trap: When Your Grown Daughter Wants You to Evict Her

By The Admiral Staff

A woman is grappling with her adult daughter’s unusual request: to be legally evicted from the family home. The daughter, who has previously encouraged her mother to be more assertive, seemingly wants the structure of an eviction to motivate her to move out and become more independent. The financial advice columnist advises against actually evicting the daughter, emphasizing the severe consequences of an eviction record. Instead, she suggests the mother help her daughter define clear, specific goals, charge her reasonable rent, and provide accountability to

December 17, 2023 Off

Zoom Backgrounds: From Hostage Vibes to Home Decor

By The Admiral Staff

The article explores how Zoom backgrounds have evolved from playful experimentation to a tool for projecting professionalism and personality. Inspired by the viral “Room Rater” account, it offers four budget-friendly ideas for creating impactful virtual backdrops: using wrapping paper as wallpaper, creating a faux flower or ivy wall, displaying framed album covers, and crafting pressed flower art. Each suggestion includes a supply list and simple instructions, demonstrating how to elevate your Zoom presence without breaking the bank.