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January 10, 2024
By
The Admiral Staff
According to a recent survey, popular financial resolutions for 2023 include creating a realistic budget (ideally using the 50/30/20 method), tackling credit card debt by exploring options like MoneyLion to potentially lower interest rates, monitoring your credit report with services like Credit Sesame, securing life insurance (potentially providing up to $1.5 million for your family with Bestow), increasing your emergency fund, and paying bills immediately after payday.
January 7, 2024
By
The Admiral Staff
A recent poll indicates that over half of Americans with credit card debt are willing to add more debt during the holiday season. To avoid post-holiday financial stress, the article suggests five strategies: earning extra cash instead of spending, setting gift budgets and traditions, avoiding shopping while intoxicated, utilizing the “debt snowflake method” to pay down bills as you shop, and considering a balance transfer to a 0% introductory rate credit card.
January 6, 2024
By
The Admiral Staff
This article highlights 10 surprising uses for Windex beyond cleaning windows. It can be used to move furniture, clean carpets and upholstery, repel insects, clean cars, wash makeup brushes, de-grease kitchens, disinfect doorknobs, remove clothing stains, clean patio furniture, and make jewelry sparkle. The article also provides important considerations for different Windex formulas (clear vs. blue, ammonia-free) and cautions against using it on certain delicate gemstones.
January 5, 2024
By
The Admiral Staff
A reader concerned about his wife’s lack of retirement savings is advised not to try to “convince” her, but instead to understand her perspective. The advice emphasizes open, non-judgmental communication about each partner’s relationship with money, including their histories, fears, and expectations for the future. Once understanding is established, the couple can collaboratively plan for retirement, potentially seeking guidance from a financial planner to explore strategies for late-stage saving and maximizing resources like Social Security and assets.
January 5, 2024
By
The Admiral Staff
Trading in your car is a convenient way to lower the price of a new vehicle by leveraging its value. To maximize your deal, research your car’s trade-in value (using resources like Kelley Blue Book), understand your loan balance, and gather necessary documents. Preparing your car’s condition and obtaining multiple quotes are also key. While trading in avoids the hassle of a private sale and can reduce your new car loan amount and sales tax, be aware that you’ll likely receive a lower value
