Category: Save Money

February 4, 2024 Off

Survivor Benefits & Working: Why Your Spousal Payments Might Be Zero

By The Admiral Staff

A woman inquired about receiving survivor benefits from her late husband’s Social Security record, but was told she earned too much to qualify. The article explains that while survivor benefits are available, claiming them before full retirement age (67 in her case) results in a reduced benefit, and that benefit can be further reduced or eliminated if earned income exceeds certain limits ($19,560 in 2022 for those not yet at full retirement age). The author advises her to continue working

February 1, 2024 Off

Cash Back Alert: February Deadlines for 10 Class Action Settlements

By The Admiral Staff

Ten class action settlements are currently accepting claims through February 2024, offering consumers opportunities to recover funds related to various issues. These include: a $245 million settlement for Fortnite users regarding in-game purchases, $4.4 million for Chick-fil-A delivery fee misrepresentations, $3.5 million for contaminated Lyons Magnus beverages, $300 million for Juul/Altria’s misleading advertising, and $6.25 million for Grande Cosmetics’

January 29, 2024 Off

Budget-Friendly Patio Paradise: 6 DIY Transformations for Under $100

By The Admiral Staff

This article outlines six budget-friendly ways to revamp your patio or outdoor space for under $100. Ideas include using gravel to extend the patio, painting a thrift store rug for a custom design, creating a DIY solar water fountain with a large container and pump, building a shade cloth patio with string lights, constructing furniture from repurposed pallets, and utilizing cinder blocks for planters or seating. The article emphasizes that creativity and ingenuity can transform inexpensive materials into a beautiful outdoor oasis.

January 29, 2024 Off

Budget Makeover: Slash Your Bills and Live More

By The Admiral Staff

This article suggests ways to lower your cost of living, regardless of where you live, rather than just moving to a cheaper state like Mississippi. It highlights three main strategies: shopping around for car insurance using EverQuote (potentially saving $610/year), consolidating credit card debt with a lower-interest loan through AmOne, and using a free browser extension to ensure you’re getting the lowest prices when shopping online. These steps aim to save money and improve your budget.

January 28, 2024 Off

Unlock Your Amazon Prime: Beyond the Free Shipping

By The Admiral Staff

Amazon Prime members already receive a significant benefit in Amazon Music, offering access to over 100 million songs ad-free, along with podcasts and playlists. This perk potentially allows users to forgo other music streaming subscriptions. While a free version of Amazon Music exists, it lacks features like unlimited skips and offline listening, which are included with a Prime membership or a standalone $10.99/month subscription. Beyond music, Prime offers numerous other perks like Prime Gaming, Prime Video, and a