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February 13, 2024
By
The Admiral Staff
DealDash is a legitimate penny auction website where users bid on items, increasing the price by a penny each time. While it’s not a scam, it’s important to understand that bids cost money, and you typically don’t get those costs back if you lose. The site offers new items with warranties and a “Buy It Now” option for a refund of bids. To maximize savings, focus on lower-priced items, bid strategically (not too early, not too late), utilize
February 9, 2024
By
The Admiral Staff
The article suggests making dips for your Super Bowl party as an easy, affordable, and tasty alternative to more elaborate snacks. It provides 10 dip recipes utilizing pantry staples like beans, avocados, and canned goods, with options ranging from quick guacamole and Cowboy Caviar to Buffalo Chicken Dip and a trendy Whipped Ricotta Dip. The article encourages using what you already have, and offers tips like utilizing cream cheese and a slow cooker for low-effort, delicious game-day food.
February 6, 2024
By
The Admiral Staff
The rise of gig work is changing the employment landscape, with over 10% of the U.S. population now self-employed. Gig workers are responsible for paying self-employment taxes (up to 15.3% on income up to $168,600 in 2024) and can significantly reduce their tax burden by utilizing deductions. Key strategies include meticulously tracking income and expenses throughout the year using tools like spreadsheets or apps, and understanding deductions for
February 6, 2024
By
The Admiral Staff
Amazon Prime, now with 157.4 million U.S. subscribers, costs $139 annually or $14.99 monthly, with free trials available. The membership offers numerous benefits including fast (same-day, one-day, two-day) delivery, access to Prime Video and Prime Music, free games and in-game content via Prime Gaming, ebooks and audiobooks through Prime Reading, unlimited photo storage with Amazon Photos, a “Try Before You Buy
February 4, 2024
By
The Admiral Staff
After budgeting and increasing income, the article suggests moving savings beyond a checking account to maximize growth. High-yield savings accounts offer significantly higher interest rates than traditional savings accounts (currently around 2-6% compared to the national average of 0.42%). These accounts are ideal for short-to-medium term savings goals like emergency funds, down payments, or vacations. While offering a safe, FDIC-insured option, they do have potential drawbacks like minimum balance requirements, fees, and transfer
