More Money, More Opportunities
The Upside app allows users to earn up to 25 cents back per gallon on gas at popular stations, along with savings on groceries and dining out. Users can earn an average of $148 annually by simply claiming offers in the app, paying with a linked card, and verifying their purchase. Earnings can be transferred to a bank account, PayPal, or gift cards.
The article advises keeping one to two months of living expenses in your checking account as an emergency fund. Once that’s established, it suggests three steps to grow your money: invest as little as 15 cents through a round-up app like Acorns, compare car insurance rates using a marketplace like SmartFinancial to potentially save hundreds of dollars annually, and secure a life insurance policy (starting around $20/month) through a company like Bestow to protect your family’s financial future
The article, compiled from the “Dear Penny” advice column, addresses the recurring issue of family members financially burdening others. It highlights situations where individuals are pressured to constantly support relatives, leading to strained relationships and financial instability. Examples include a couple struggling to support their parents, a woman facing a decades-long car loan obligation to her daughter, a woman dealing with a jobless husband, a niece living rent-free, and a sister attempting to avoid eviction. The advice emphasizes setting boundaries, recognizing the
Ten class action settlements are offering payments to consumers who experienced various issues, including false advertising, data breaches, and discriminatory practices. Key settlements include Apple ($25M for misleading Family Sharing app subscriptions), LensCrafters ($39M regarding AccuFit precision claims), Credit Karma ($3M related to misleading pre-approval offers), and Vee Pak ($6.6M for racial discrimination in hiring). Other settlements address concerns with Knix period underwear, Waste Management and Eye Care Leaders data breaches,
A woman was pressured by her boyfriend to refinance his mother’s brownstone, which is in pre-foreclosure, despite knowing she couldn’t afford the $5,000 monthly mortgage. She refused, and her boyfriend is now blaming her for potentially making him homeless. The financial advisor advises she made the right decision, as refinancing would have led to foreclosure, damaging her credit and potentially leaving them both without a home. The advisor encourages her to pursue her new job opportunity and a fresh
