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May 2, 2024
By
The Admiral Staff
This article compiles ten key budgeting lessons from 2022 to help readers improve their money management. It suggests utilizing free budgeting templates or apps, considering the 70/20/10 budget, and exploring options like budget billing for utilities. Readers can also create a free financial plan using AI tools, consult personal finance books, and openly discuss finances with partners. The article highlights alternative methods like budget-by-paycheck and zero-based budgeting, offers wedding budget planning advice,
May 1, 2024
By
The Admiral Staff
Ten separate settlements are currently accepting claims, offering compensation to consumers for various issues including data breaches, robocalls, and consumer law violations. These include settlements related to data breaches at Presbyterian Healthcare Services, Personal Touch Holding Corp., Med-Data, and Avem Health Partners, as well as a Fiat Chrysler robocalling case, a BIPA violation by Calmark Group, a LasikPlus false advertising case, a Vasona Management fair housing settlement, and claims against First American Payment Systems for
May 1, 2024
By
The Admiral Staff
College donations in the U.S. totaled $58 billion in 2023, with most contributions coming from organizations, while individual donations decreased. While alumni giving rates vary, some institutions like Wellesley College see nearly 50% of alumni donate. Donations are tax-deductible, but limitations apply based on adjusted gross income, though some states offer tax credits. Strategies for maximizing tax benefits include timing donations and always requesting a tax receipt. Donors can also carry forward unused deductions
May 1, 2024
By
The Admiral Staff
This article offers tips for saving money, particularly focusing on reducing expenses related to commuting and unexpected bills. Key suggestions include switching to regular gasoline if your car doesn’t require premium, comparing car insurance rates using websites like NerdWallet, CheapRatesOnline, Insurify, and EverQuote to potentially save hundreds of dollars annually, utilizing store loyalty apps for savings, and optimizing credit card rewards for maximum benefit. The article also acknowledges financial hardship and suggests resources for managing unexpected expenses.
April 29, 2024
By
The Admiral Staff
Bicycle insurance can protect against theft or damage, covering replacement or repair costs. While not legally required, it’s advisable if you can’t afford to replace your bike. Renters insurance often includes bike coverage, while homeowners insurance typically has limited coverage and can raise rates upon claims. Costs vary based on bike value, location, and coverage type, generally ranging from $8-$50 per month. Policies differ in what they cover – from theft at home to muggings and racing accidents –
