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June 30, 2024
By
The Admiral Staff
This article provides 48 tips for college students looking to save money and build a positive financial future. It covers various expense categories, including education, living, food, transportation, and entertainment, offering practical advice like attending community college, utilizing student discounts, cooking at home, and finding free entertainment options. It also suggests ways to earn extra income through part-time jobs, side hustles, and internships. Finally, the article emphasizes the importance of budgeting, responsible credit card use, and automating bill
June 30, 2024
By
The Admiral Staff
This article offers six strategies to help individuals struggling with tight budgets. These include comparing car insurance rates to potentially save $500 annually, utilizing a credit card offering a $200 bonus and 2% cash back, switching to T-Mobile 5G home internet for as low as $30/month (with potential termination fee coverage), obtaining a home warranty to cover appliance repairs not typically handled by homeowner’s insurance, exploring debt relief programs to negotiate lower debt settlements, and
June 27, 2024
By
The Admiral Staff
The article details the increasing difficulty of affording higher education, with the average four-year in-state tuition reaching $108,584. Consequently, nearly 60% of undergraduates take out loans, totaling $1.617 trillion nationally. It explains how student loans work, differentiating between federal and private options, highlighting that federal loans offer more favorable terms and protections. The guide outlines the application process (including completing the FAFSA), repayment plans, potential loan forgiveness programs
June 24, 2024
By
The Admiral Staff
A reader living with his financially secure girlfriend is facing complaints about not contributing enough to the household, despite covering rent, bills, and most of the cooking. The advice suggests focusing on the feelings and history surrounding money rather than strict fairness, encouraging open communication about the origins of their initial financial agreements and any changes in perspective. Formalizing agreements in writing, like with a lease, is recommended to prevent future disputes and allow for periodic review.
June 24, 2024
By
The Admiral Staff
Finding appropriate senior living can be challenging and expensive, with costs varying widely depending on the type of facility and level of care needed. While health insurance typically doesn’t cover long-term care, several options exist to help offset costs, including Medicare (which may cover some medically necessary healthcare costs), Medicaid (which can offer vouchers), Veterans benefits, long-term care insurance, and tribal assistance programs. Other financial avenues to explore include life insurance policies, home equity loans, and caregiver tax credits. Consulting
