Category: Save Money

Student Savings Scorecard: 21 Ways to Maximize Your College Budget
July 25, 2024 Off

Student Savings Scorecard: 21 Ways to Maximize Your College Budget

By The Admiral Staff

This article highlights over 20 discounts and deals available to college students, aiming to help them stretch their budgets. It covers a wide range of categories, including entertainment (movie tickets, arts, sports, streaming), technology (computers, software), education (textbooks, news), travel (flights, car rentals), shopping (clothes, Amazon), banking, and even freebies on campus like food, events, and promotional items. The article emphasizes the importance of having a student ID and .edu email

Beyond the 3-6 Months: Is a 12-Month Emergency Fund Worth It?
July 24, 2024 Off

Beyond the 3-6 Months: Is a 12-Month Emergency Fund Worth It?

By The Admiral Staff

The pandemic prompted financial experts to re-evaluate the traditional advice of having three to six months of living expenses in an emergency fund, with some now recommending 12 months. While a larger emergency fund offers greater financial security, it may not be feasible for everyone, particularly those with debt or limited savings. The article outlines how to calculate a 12-month goal based on essential expenses, prioritize savings within a budget, and explore additional income streams to achieve this goal, emphasizing the importance of consistency

Cool Down Your Bills: 7 Ways to Beat the Heat (Without Breaking the Bank)
July 24, 2024 Off

Cool Down Your Bills: 7 Ways to Beat the Heat (Without Breaking the Bank)

By The Admiral Staff

The article offers advice on staying cool during hot summer weather without breaking the bank. It highlights the dangers of extreme heat and provides a list of symptoms for heat-related illnesses. The main focus is on free or cheap alternatives to air conditioning, including utilizing cooling centers, swimming, visiting malls, housesitting, going to the movies or library, and hanging out at coffee shops. It also suggests simple home improvements like weatherizing, using drapes, and staying hydrated. Finally, it encourages readers to consider

Give Back & Get Perks: Charity Freebies & Savings This Holiday Season
July 23, 2024 Off

Give Back & Get Perks: Charity Freebies & Savings This Holiday Season

By The Admiral Staff

The article explores the phenomenon of “The Giving Season” – the spike in charitable donations during the holiday season – and highlights ways donors can receive incentives and savings in return. These benefits range from standard tax deductions for itemized donations (minus the value of any received gifts) to specific freebies offered by charities like OneBlood (movie tickets and merchandise for blood donations), Toys For Tots (raffle prizes like Goodyear Blimp rides), and the World Wildlife Fund (gifts based on donation amount). The article

The Deductible Dilemma: Navigating Rising Healthcare Costs
July 22, 2024 Off

The Deductible Dilemma: Navigating Rising Healthcare Costs

By The Admiral Staff

Rising medical deductibles are outpacing income increases, leaving many struggling to afford care. The article suggests strategies to manage this, including utilizing Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs), shopping around for lower prices, carefully reviewing bills for errors (which are common), proactively seeking assistance and negotiating payment plans with providers, and exploring lower-cost wellness alternatives to avoid delaying necessary care.