Category: Save Money

October 5, 2024 Off

Navigating Financial Uncertainty: 5 Steps to Take

By The Admiral Staff

Experiencing a sudden loss of income, whether due to job loss, injury, or separation, can be overwhelming. To navigate this, experts recommend taking these steps: assess your financial situation and look for potential upsides, create a strict budget and cut unnecessary expenses, seek additional income through side jobs or selling unused items, explore available assistance programs, and exercise caution when considering debt – avoiding payday loans. Addressing both the financial and emotional challenges is crucial during this transition.

October 4, 2024 Off

Unemployment on Steroids: How the CARES Act Changes the Game

By The Admiral Staff

The Coronavirus Aid, Relief, and Economic Security (CARES) Act significantly expands unemployment benefits in response to the pandemic. It provides an extra $600 per week to unemployment recipients, extends benefits up to 39 weeks, and for the first time, makes gig workers and freelancers eligible. Existing state benefits range from $213-$546 per week, with an average of $385. The act also includes $1,200 direct payments to most adults

October 2, 2024 Off

Spooktacular Savings: Halloween Deals for Grown-Ups!

By The Admiral Staff

Several businesses are offering Halloween deals and freebies for all ages. Amazon has discounts on Halloween supplies, while Applebee’s offers spooky cocktails for $5. Baskin-Robbins provides 31% off ice cream, and Bass Pro Shops hosts free candy hunts. Other deals include free wings at Buffalo Wild Wings, a free doughnut at Krispy Kreme, $6 entrees at Chipotle (with costume), bonus tickets at Chuck E. Cheese’s, $0.99 kids’

September 30, 2024 Off

Money & Matrimony: Navigating Finances as Your Relationship Grows

By The Admiral Staff

The article advises couples to have open and honest conversations about money at various stages of a relationship, from early dating to marriage and beyond. It suggests being upfront about financial goals and limitations early on, budgeting together when moving in, setting a realistic wedding budget, and approaching long-term financial goals like homeownership and family planning as a team. The key is to start these discussions early and maintain regular “budget meetings” to ensure financial alignment and avoid unnecessary stress.

September 29, 2024 Off

Financial Advice for Everyone: Get a Personalized Planβ€”Free

By The Admiral Staff

The article highlights [FreeFinancialPlan.com](https://t.thepennyhoarder.com/aff_c?offer_id=7064&aff_id=2), an AI-powered tool created by a wealth-management executive, that provides free, personalized financial plans. Unlike traditional financial advisors, it’s accessible to everyone regardless of income and doesn’t require an email address or product sales. Users can expect a customized PDF plan within 10