Category: Save Money

October 25, 2024 Off

Retire Early, Live Fully: Smart Savings Without Sacrifice

By The Admiral Staff

A recent study by annuity.com found that many people are willing to make significant sacrifices – like forgoing having children, pets, or dining out – to achieve early retirement (FIRE). However, the article argues against drastic measures, suggesting there are smarter ways to accelerate your retirement timeline without giving up the things you enjoy. Instead of selling your car, explore used car options and compare insurance quotes. Instead of eliminating online shopping, utilize browser extensions that find discounts and coupons. Rather than giving up dining out

October 24, 2024 Off

Financial First Aid: Protecting Your Finances During Burnout

By The Admiral Staff

The article addresses financial preparedness for burnout, offering practical steps to build a financial buffer. It advises creating a “mental health emergency fund” covering six months of essential expenses, suggesting strategies to lower credit card debt through services like MoneyLion, and earning extra income via cashback sites like Rakuten and survey platforms like InboxDollars. Finally, it recommends cutting existing bills, particularly car insurance through EverQuote, and using browser extensions to ensure you’re getting the best prices online.

October 24, 2024 Off

Financial Sanity: When It’s Okay to Break the Rules

By The Admiral Staff

The article argues that strict adherence to financial rules can negatively impact mental well-being. It suggests breaking certain rules—like obsessively paying down credit card debt, eliminating all subscriptions, making everything from scratch, DIYing all home tasks, restricting splurges, and selling all unwanted items—to prioritize mental health. The piece offers practical solutions like consolidating credit card debt with lower interest rates, utilizing subscription services for relaxation, using apps like EverQuote and Fetch Rewards for savings, and donating unwanted items instead

October 23, 2024 Off

Spooktacular Savings: Halloween Deals for Adults!

By The Admiral Staff

Several businesses are offering Halloween deals and freebies for adults and kids this year. Highlights include discounts on Amazon, $5 “spooky sips” at Applebee’s, 31% off ice cream at Baskin-Robbins, a free candy hunt at Bass Pro Shops, free wings at Buffalo Wild Wings, a free doughnut at Krispy Kreme, $6 entrees at Chipotle for those in costume, 500 bonus tickets at Chuck E. Cheese’s, $

October 18, 2024 Off

Beyond the Textbook: Financial Skills They Didn’t Teach You in School

By The Admiral Staff

The article argues that schools fail to teach essential personal finance skills, leaving many adults unprepared to manage their money effectively. It then outlines six actionable steps readers can take to potentially save or earn money: investing in companies with micro-investing apps, comparing car insurance rates, earning money playing games like Solitaire and Bingo, getting paid for sharing opinions through surveys, and consolidating credit card debt with lower-interest loans. The author suggests these strategies could lead to a significant positive impact on one’s financial