Category: Save Money

November 3, 2024 Off

Should You Switch Health Plans During Open Enrollment? 4 Questions to Ask.

By The Admiral Staff

During open enrollment, employees can adjust their health insurance plans, including switching to high-deductible plans (HDHPs) with Health Savings Accounts (HSAs). While HDHPs offer lower monthly premiums, they require higher out-of-pocket expenses, which can be risky in case of significant health issues. The article advises considering health status, financial stability, job security, and comparing plan components (premiums, copays, deductibles, coinsurance, and HSA/FSA contributions

November 2, 2024 Off

Beyond Jack-o’-Lanterns: 11 Unexpected Ways to Use Your Pumpkins

By The Admiral Staff

After Halloween, pumpkins have multiple uses beyond Jack-o’-lanterns. You can eat them in various recipes, use them as serving bowls or planters, create bird feeders or snowmen, decorate your Thanksgiving table, make a face mask, build a catapult, provide a canvas for painting, save the seeds for planting, or compost them for your garden.

November 1, 2024 Off

Moving Doesn’t Have to Break the Bank: 5 Smart Financial Moves

By The Admiral Staff

Moving can be expensive, costing around $1,250 for a local move and nearly $4,900 for a long-distance one. To help ease the financial burden, the article suggests five strategies: lowering credit card interest with MoneyLion, finding cheaper car insurance through EverQuote, improving your credit score with Credit Sesame, getting a free AI-powered financial plan from Anasova, and potentially earning money playing Bingo Cash. These steps could save movers significant amounts of money and improve

November 1, 2024 Off

Claim Your Share: Millions Available in Settlements for Data Breaches, False Advertising & More

By The Admiral Staff

Ten settlements are currently accepting claims, offering payments to consumers impacted by various issues including data breaches, false advertising, and violations of consumer protection laws. These include settlements with Great Expressions ($2.7M for a data breach), SpinX Games ($285.5K related to gambling apps), Peacock TV ($3.74M for auto-renewal violations), Acrisure (undisclosed sum for a data breach), Cash App ($15M for two data breaches), Luxury Brand

October 26, 2024 Off

One Misstep Away: How to Avoid Financial Ruin

By The Admiral Staff

The article outlines common pitfalls that lead to financial ruin and offers practical solutions to avoid them. These include living beyond your means (like excessive spending on homes, cars, or travel), making poor investments (cautioning against multi-level marketing schemes and recommending platforms like Robinhood), neglecting budgeting (suggesting the 50/30/20 method), and accumulating high-interest credit card debt (highlighting MoneyLion as a potential debt consolidation tool). The overall message emphasizes proactive financial management as