Category: Save Money

December 9, 2025 0

Recession-Proof Your Finances: Smart Moves for Uncertain Times

By The Admiral Staff

A recession may be looming due to factors like President Trump’s tariffs, rising inflation, and declining consumer confidence. The article suggests several steps to financially prepare, including paying down high-interest credit card debt, bolstering an emergency fund (aiming for 6 months of expenses), seeking extra income through side hustles, and avoiding panic selling investments like 401(k)s. It also recommends consulting a financial advisor and utilizing tools to save on expenses like auto insurance and gas.

December 8, 2025 0

Beyond Books: Unlock Unexpected Savings at Your Local Library

By The Admiral Staff

Public libraries offer a wealth of free resources and programs that can save you money, extending far beyond just borrowing books. They provide access to technology like computers and internet, job search assistance, test prep for college, makerspaces with equipment like 3D printers, tax preparation help, language learning tools, and tutoring services. Libraries also host free family events, movies, and offer digital resources like e-books and audiobooks, potentially saving you money on entertainment and subscriptions.

December 7, 2025 Off

Secret Spending, Real Solutions: Digging Out of Financial Trouble

By The Admiral Staff

The article addresses the common issue of people struggling financially, with nearly two-thirds of U.S. adults living paycheck to paycheck. It offers several tips to address “secret financial trouble,” including open communication with loved ones, earning money through games like Solitaire Cash, consolidating credit card debt with lower-interest loans via AmOne, using browser extensions like Capital One Shopping to find cheaper prices, getting paid for opinions via Branded Surveys, earning cash back through Rakuten while shopping at retailers like Walmart

December 6, 2025 Off

Holiday Hustle: Your Guide to Stress-Free Gift Giving

By The Admiral Staff

This article offers eight tips for stress-free and budget-friendly holiday shopping. It advises giving fewer, more thoughtful gifts, creating a detailed gift list with backups, considering DIY or experience-based gifts, and leveraging bulk purchasing. Early shopping, utilizing browser extensions for discounts, supporting local businesses, and wrapping gifts as you buy them are also key strategies for a calm and organized holiday season.

December 4, 2025 Off

Lock In Your Savings: A Beginner’s Guide to Certificates of Deposit

By The Admiral Staff

A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a specific time (term), earning a fixed interest rate. CDs typically offer higher interest rates than traditional savings accounts due to the requirement to keep funds locked in for the term, though early withdrawal incurs a penalty. They are low-risk, FDIC or NCUA insured (up to $250,000), and a good option for those saving for specific goals who won’t need immediate